THE SMARTEST MOVES TO INCREASE YOUR WEALTH NOW! You may not be rich now or in six months, but you can become wealthy if you change your mindset and adopt proven financial strategies that have helped countless others become true millionaires. The Secrets of Getting Rich: Amazing Ways to Build Your Wealth provides the strategies to build your wealth quickly and permanently. There's no need to live frugally to achieve financial freedom in the future. Instead, you should focus on making smart choices based on your personal needs and wants. Of course, you can't avoid spending some money but you'll want to figure out how to put aside funds and accumulate wealth for later years. Based on sound financial advice from the acclaimed Newsmax Media newsletter, The Franklin Prosperity Report, you will learn how to: Maximize Your Savings & Investments Take Advantage of the Best Credit Cards & Banks Save While Shopping - Save Big on Cars! Start Your Own Business & Generate Alternative Income Save More for College & STILL Enjoy Family Vacations & Travel Safe-Guard Your Retirement, Health & Home Protect Your Financial Privacy And Much Much More! And always remember: "A PENNY SAVED IS A PENNY EARNED" - Benjamin Franklin, Founding Father of the United States of America

Named the 2019 Investment and Retirement Planning "Book of the Year" by the Institute for Financial Literacy It's never too late to start planning for retirement You Don't Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement--but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? How much do we need, anyway? This book does more than just answer the important questions--it gives you real-world tips to help you reach your financial goals. Yes, it is possible to increase your income in or as you approach retirement. These guidelines will help you optimize your assets and put away more money for the years you'll need it most. Planning for retirement does not mean holding off on fun today; there are many ways the average American can reduce everyday costs of living without living like a pauper. This book will help you take stock of what you have and what you'll need, and show you how to bridge the gap. Maximize your savings while minimizing the lifestyle impact Unique ways for generating a meaningful amount of income, that don't require you to get a job Learn just how much you'll need for a comfortable retirement Adopt new everyday strategies that will help you bolster your funds Add new income streams, optimize your portfolio, and learn to spend less without living less--these are the key factors in making your golden years truly golden. You Don't Have to Drive an Uber in Retirement is an important resource and insightful guide for those hoping to one day leave the workforce--in comfort.

Are your financial plans on the fast track or the slow track? If you are like most, retiring early sounds great; more time to do what really interests you. To get on the fast track, you need to leverage your mind, your plan and your actions. In Retire Young Retire Rich, Kiyosaki details how he and his wife Kim achieved financial freedom in less than ten years. More importantly, he shows how a context shift in your mind allows you to create a plan that formulates the actions necessary for your financial freedom.

Career changes are becoming common among professionals in recent years. Many physicians may want to change direction, but often do not know whether it is the right thing to do or if pursuing a career outside of clinical practice would achieve their professional goals. Doctors have the training and education to contribute to society in many beneficial ways in addition to traditional clinical practice. Yet, there is no formal mapped-out route for doctors who want to pursue alternative careers, which is where Careers Beyond Clinical Medicine comes in.
Doctors at any stage, from early in training to mid-career, to nearing retirement, can use Careers Beyond Clinical Medicine to clearly evaluate the issues involved when considering a career change. This book shows physicians how they can serve society and patients in innovative ways, and make a notable impact on health care delivery, policy and quality when they use their medical background in a non-traditional career pursuit. The numerous unadvertised opportunities for physicians are explored and a step-by-step route with practical advice for finding the best career is described.
Recent advances in healthcare technology, medical science, patient education require physicians to play new roles that have not traditionally been well-defined. Doctors can innovate and have a long-term productive impact on healthcare in the United States and throughout the world if they learn to seize the non-traditional career opportunities available to physicians, or even create a new way to fill a void in health care. Careers Beyond Clinical Medicine helps illuminate that path.

'Retire' means to 'withdraw', to 'retreat', to 'give ground', to 'cease to compete'. In one sense that is true: retirement does involve a leaving of office or employment. Yet retirement is also about new beginnings and new opportunities. In this helpful book, grounded both in personal experience and in extensive research among retired ministers, and rich in quotations from an eclectic range of writers, Paul Beasley-Murray explores how retirement is part of God's rhythm for our lives and provides encouragement and insights for this next stage of the journey. A must-read for lay and ordained Christians alike. 'Like all the writings of Paul Beasley-Murray, this refreshing book is thoroughly researched and generously illustrated from personal experience, and never shrinks from reflecting on the shadow side of this period of life.' David Coffey OBE, Global Ambassador for BMS World Mission and past President of the Baptist World Alliance 'An invaluable aid for ministers of religion, in particular, and other people, generally, as they prepare for retirement.' Revd Dr Richard Jackson, Methodist minister and pioneer (in retirement) of the Cliff College International Training Centre

Change is a given in the United States military, but the soon to be applied "Blended Retirement System" is a financial change like no other the military has ever experienced. It is a huge deal that will not only affect the wallets of many active duty service members today and certainly 100% of them beginning in 2018, but it could also have a significant impact on future recruiting and retention of our volunteer military force. Mission Transition: Managing Your Career and Your Retirement is a needed introduction of the military's new "Blended Retirement System," representing the big shift in how the DoD manages military retirements. In the process, it encourages service members to adopt the new concept of retirement in the military, improve their own financial literacy, and assume responsibility for their own retirement planning. Finally, it provides new civilian job survival tips and strategies for service members in the process of leaving the military for civilian life. For those who are contemplating joining the armed forces and who wish to better understand the myriad of changes to the overall military retirement system this is the ideal guide.

This is a guide for anyone in the academy faculty member, administrator or professional staff at whatever point she or he may be along the career path. Whether you are a newly-minted Ph.D. landing your first job, at mid career, or even already retired and concerned about how long your money might last, Ed Bridges offers you a straightforward, easy-to-grasp, and structured way to think about money, learn how it works, understand the priorities for your stage in life, determine your objectives, and develop a personal plan most likely to achieve them.Why a book specifically for those who work in higher education? The chances are that your retirement funds are mostly invested in TIAA-CREF funds, and that the plans created by the different institutions where you have worked, or will work, impose sometimes conflicting limitations of how you can manage your retirement money. This is potentially complex terrain with which many professional financial advisors are unfamiliar. This book provides ample guidance for you to manage your retirement funds, but if you do prefer to seek professional advice, it sets out the criteria for choosing a reliable advisor, and may even be a book from which your advisor can benefit if he or she is not fully conversant with TIAA-CREF s offerings, and the quirks of academic retirement plans.What makes this book unique is that Ed Bridges shares with you his self-education about the risky business of investing and retirement planning. As he writes, In schooling myself, I adopted the mind-set that I had used as a social scientist for the past forty-six years. I distinguished between fact and opinion and scrutinized the evidence behind every author s claims; moreover, I searched for research that might corroborate or refute these claims. In the process, I learned a great deal about the route I should have taken to retirement from the time I accepted my first academic appointment to the time I submitted my intention to retire. Join me as I relive my long journey so that you may avoid my wrong turns and succeed in reaching your ultimate destination, a worry-free retirement, despite the risks and uncertainties you will surely face when you retire. The book includes simple questionnaires and worksheets to help you determine where you stand, and think through your options."

This is a guide for anyone in the academy faculty member, administrator or professional staff at whatever point she or he may be along the career path. Whether you are a newly-minted Ph.D. landing your first job, at mid career, or even already retired and concerned about how long your money might last, Ed Bridges offers you a straightforward, easy-to-grasp, and structured way to think about money, learn how it works, understand the priorities for your stage in life, determine your objectives, and develop a personal plan most likely to achieve them.Why a book specifically for those who work in higher education? The chances are that your retirement funds are mostly invested in TIAA-CREF funds, and that the plans created by the different institutions where you have worked, or will work, impose sometimes conflicting limitations of how you can manage your retirement money. This is potentially complex terrain with which many professional financial advisors are unfamiliar. This book provides ample guidance for you to manage your retirement funds, but if you do prefer to seek professional advice, it sets out the criteria for choosing a reliable advisor, and may even be a book from which your advisor can benefit if he or she is not fully conversant with TIAA-CREF s offerings, and the quirks of academic retirement plans.What makes this book unique is that Ed Bridges shares with you his self-education about the risky business of investing and retirement planning. As he writes, In schooling myself, I adopted the mind-set that I had used as a social scientist for the past forty-six years. I distinguished between fact and opinion and scrutinized the evidence behind every author s claims; moreover, I searched for research that might corroborate or refute these claims. In the process, I learned a great deal about the route I should have taken to retirement from the time I accepted my first academic appointment to the time I submitted my intention to retire. Join me as I relive my long journey so that you may avoid my wrong turns and succeed in reaching your ultimate destination, a worry-free retirement, despite the risks and uncertainties you will surely face when you retire. The book includes simple questionnaires and worksheets to help you determine where you stand, and think through your options."

Retirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life. 52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including: * Starting to Plan for Retirement * Mistakes around Investing * Mistakes around Debt * Saving for Retirement * Pensions * Living in Retirement * Spending in Retirement * New Realities about Retirement 52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.

A Retirement Gift for Women Who are Solo Agers"When it comes to aging, you can't count on your children, especially if you don't have any. But help is on the way." Harry R. Moody, Ph.D., retired Vice President for Academic Affairs, AARP Wall Street Journal Best Books of 2018 on Aging Well #1 Best Seller in Aging, Aging Parents, Gerontology, Volunteer Work, Budgeting & Money Management, Almanacs & Yearbooks, Eldercare, Retirement Planning , Parenting & Relationships, and Reference American Baby boomers are aging and fifteen million of them are childfree. Who will take care of them as they retire? Unprecedented in U.S. history, this demographic is creating challenges for these individuals as well as for society. Childless Solo Agers. In Essential Retirement Planning for Solo Agers, Sara Zeff Geber, a Ph.D. in Counseling and Human Behavior and a Certified Retirement Coach, coins the term "Solo Ager." Solo Agers are the segment of society that either does not have adult children or is single and expects be on their own as they grow older. A Happy retirement gift for women and men. With a compelling and readable style, Geber takes her Solo Ager readers on a journey toward happy retirement, starting with the choice to be childless and why so many boomers were able to make that decision. Through stories and narrative, she explores housing choices, relationships, and building a support system. Geber shares her expertise on what constitutes a fulfilling older life and how Solo Agers can maximize their opportunities for financial security, physical health, meaning and purpose in the second half of life. Learn about: Levels of care and independence Types of living arrangements End-of-life issues Legal and financial decisions If you have read Who Will Take Care of Me When I'm Old?, Aging Alone, or The Ultimate Retirement Guide for 50+ by Suze Orman, you will love Essential Retirement Planning for Solo Agers.

A contrarian and controversial look at personal finance, and a super simple strategy for making--and keeping--more money

Traditional financial wisdom persuades us to grow our net worth and build our assets. But traditional financial wisdom is often wrong. In "Cash Cows, Pigs and Jackpots: The Simplest Personal Finance Strategy You'll Ever See," author and Chartered Accountant David Trahair challenges everything we think we know about managing our money, suggesting that that we follow the lead of the financial institutions that are leading us down the path to financial ruin.

The banks, brokers, and investment companies of the world make enormous sums of money because they know that cash is king and they know how to guarantee cash flow from their clients on a continual basis. They aren't making the bulk of their money from investing in the stock market--they're leeching it from regular people like you, every minute of every day. "Cash Cows, Pigs and Jackpots" turns the tables, showing that the biggest cash cow we have is ourselves. Instead of chasing a dream that will never come true, it presents a financial plan so simple even a 10-year-old could understand it.Explains why the common consensus about making money is inherently flawedPresents an incredibly simple, easy-to-follow plan for really making and saving moneyExposes the dangers of trusting money to a bank or broker

Helping you break asset addiction, get out of debt, and increase your personal cash flow--and your wealth with it, "Cash Cows, Pigs and Jackpots" explains how bringing more cash into your life and watching carefully where it goes will allow you to save more, live the life you want, and avoid as much risk as possible--a great strategy going into the stormy financial years to come

If you're a fan of How to Retire Happy, Wild, and Free, you'll love Purposeful Retirement

Perfect retirement gift for men: Are you getting ready to simplify life and move from the world of work to a life of retirement and good living ─ to enter a happy retirement? Purposeful Retirement is the perfect retirement gift.

Retirement and good living: The author of Purposeful Retirement, Hyrum W. Smith, is one of the original creators of the popular Franklin Day Planner, the former Chairman and CEO of Franklin Covey Co., and the recognized “Father of Time Management”. In this book, Hyrum shows you how you can move from your world of work, simplify life and enter what can be the most satisfying phase of your life ─ a new world of purposeful retirement and good living.

Aging well and a happy retirement: You have had a successful career by almost all measures and now you are concerned about aging well and looking toward a happy retirement. You are definitely not a couch potato.

- How are you going to create a retirement that is meaningful and inspiring for your second act?

- Can you simplify life?

- Is there a way to make intelligent and anxiety free retirement planning choices?

- Can you learn from the lives and experiences of people who have found their pathway to happy retirement?

- What are their secrets to aging well and a happy retirement?

Retirement book and guide: For four decades, Hyrum W. Smith has been empowering people to effectively govern their personal and professional lives. An award winning author, distinguished speaker, and successful businessman, Hyrum offers a tested and actionable retirement guide to finding that perfect retirement niche. In his book, Hyrum enables you to map the step-by-step route to a retirement that is not just enjoyable but is also deeply fulfilling on a personal level.

Welcome to your new life of retirement and good living: This distinguished author, speaker, and businessman combines wit and enthusiasm with a gift for communicating compelling principles that inspire lasting personal change. Hyrum shares a lifetime of wisdom in this powerful retirement guide to discovering your true passion, re-imagining your life, and trying new possibilities.

Welcome to your new life of retirement and good living ─ to a purposeful retirement.

Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" - evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.

An essential guide to living, working, and retiring in Belize. Totally updated, the second edition of the Business and Retirement Guide to Belize is an easy-to-read guide to investing, owning property, and retiring in Belize. Bob Dhillon, a successful real-estate developer in Belize, introduces the reader to the country, its beauty, its friendly people, and its economic attractions. A tropical paradise with beautiful beaches, accessible rain forest, and lost jungle cities, Belize also has a cost of living that makes it affordable for Canadians, Americans, and Europeans. Whether you are a retiree looking for a beautiful, safe, affordable home, or an investor or entrepreneur seeking an attractive business environment, Belize, with its relaxed investment rules and unbeatable lifestyle, has everything you could want.

While life in a nursing home is rarely considered a first choice, at times it's the best choice. Still, the decision to put a loved one in a home is incredibly difficult. This book concentrates on the positive aspects of nursing homes and offers strategies for identifying the best facilities. Among the topics covered are how to recognize signs that a family member needs extra support, determining whether in-home care is a viable option, the different types of long-term care, working and communicating with the staff, and preparing for the end of life.

Valuable guidance on adjusting to and managing this new stage of your life

When you retire, your emotions, lifestyle, and relationships undergo an enormous change. This comforting journal encourages you to examine the impact retirement will have on your life, invoking the healing power of writing to allow you to reflect upon and interpret your feelings.

The Healing Journey Through Retirement is designed to help you look deep within yourself to determine what work has meant to you, explore what you want when you leave the work force, and shape your plans and expectations for the future. This inspirational resource will be your guide to redesigning and rebuilding a central structure for your life beyond work-and doing so with a renewed sense of purpose.

Acclaim for The Healing Journey Through Retirement . . .

"A must read for retirees and those contemplating retirement. In retirement most feel that financial security is all that is needed-not so. The shocker is we realize too late that the mental and emotional relationship with those closest to us must be addressed."

Other books in The Healing Journey series include:

The Healing Journey, 208 pp., Paper (0-471-24712-X)

The Healing Journey for Couples, 288 pp., Paper (0-471-25470-3)

The Healing Journey Through Divorce, 264 pp., Paper (0-471-29575-2)

The Healing Journey Through Grief, 264 pp., Paper (0-471-29565-5)

Retirement is a comma in our lives, not a full stop. Life After Work looks at the psychological, emotional and wellbeing issues that surround this complex and important transition in life. This book suggests that retirement is a life stage over which we may have greater control than previously thought; it no longer has to be the case that retirement is a terminal point, a time where you became sedentary and inactive. Retirement is on one level a private, individual matter that affects one's sense of self and purpose, physical and mental processes, as well as financial security or provision. On another level, retirement has an impact on relationships with loved ones, family and friends, as well as colleagues. It can strengthen or disrupt bonds, leading to new bonds being formed or to withdrawal. This book is written by successful authors and psychologists Robert Bor, Carina Eriksen and Lizzie Quarterman, each with many years' experience of helping people cope with life stage changes and prepare for retirement. It contains illustrative case studies throughout, from which valuable lessons can be learned, and draws on the very latest psychological research and techniques to provide a blueprint for planning and living a wonderful retirement or life post-work. Planning for your future is crucial in enabling you to maximise the opportunities available. Following the book's blueprint will help you prepare for this phase in your life, and the sooner you start the better. Life After Work will be of great interest to readers of all ages seeking guidance on retirement and will also appeal to psychologists of life stage changes.

This is a groundbreaking new self-help book for the 84 million Baby Boomers who want a new model for the second half of their lives the "Power Years." In bestselling books such as "Age Wave" and "Age Power," renowned trend-spotter Ken Dychtwald has explored how the aging of North America's 84 million Baby Boomers will influence virtually every aspect of society. Now, for the first time, Dychtwald and "Time" magazine senior writer Daniel Kadlec share the quality-of-life insights gained in three decades of study, research, and reporting and show Baby Boomers how to make the years ahead the best years of their lives. Through inspiring anecdotes, prescriptive advice, cutting-edge research, and even a few cautionary tales, the authors show readers over 40 how to have fun again, find a new balance between satisfying work and enjoyable leisure, enhance the quality of their relationships, re-imagine their lifestyles, rediscover their life's purpose, and keep their financial lives running smoothly in order to fund their future dreams. Published in conjunction with Dychtwald's series of "Power Years" supplements appearing in the "New York Times" magazine throughout 2005, this empowering guide to adult self-reinvention is sure to be a hit with the large, affluent audience of book-buying Baby Boomers. Ken Dychtwald, PhD (San Francisco, CA), is a psychologist and gerontologist and the author of several successful books on aging-related topics, including "Age Power," "Bodymind," and "Age Wave." Widely viewed as North America's leading visionary on the personal, social, and cultural implications of the "Age Wave," he is a consultant to major corporations and organizations and a sought-after public speaker who has presented to more than two million people worldwide. Dr. Dychtwald appears frequently on the "Today" show, "60 Minutes," "Good Morning America," and other programs. In addition to ongoing media coverage of the author in such publications as "Newsweek," "USA Today," "U.S. News and World Report," and "BusinessWeek," a major quarterly "Power Years" supplement is appearing in the "New York Times" magazine in conjunction with the book. Daniel J. Kadlec (Chappaqua, NY), has won multiple writing awards in his nine years as a columnist and senior writer at "Time" magazine; he previously won awards for columns in "USA Today." He has been a contributing editor at CNN and has appeared on "Good Morning America," CNBC, and PBS's "Wall Street Week" and "Nightly Business Report."

Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don't act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people's own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans' growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

This open access book introduces the modern tontine and its applications in retirement and decumulation. Personal financial management in the later stages of life presents unique challenges, and renowned retirement planning expert Dr. Milevsky proposes the modern tontine as a solution. With the goal of guiding professionals and retirees in more efficient decumulation, the book demonstrates how to build a modern tontine. It is technically oriented, employing a cookbook format, featuring R code, and examining retirement planning through a statistical lens. This how-to guide, which is a sequel to his 2020 book "Retirement Income Recipes in R", will be invaluable for retirement planning professionals and advisors, as well as for PhD scholars in retirement planning, quantitative finance, and related fields. This book is open access.