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Books > Health, Home & Family > Self-help & practical interests > Retirement
Barry Golson knows all about retiring abroad -- he and his wife,
Thia, have lived in six different countries. Now they choose
expatriate-friendly locales around the world for their low cost and
their high quality of living and explain how to investigate and
settle in each country with minimum hassle and maximum pleasure.
Taking you step-by-step through the process of researching,
testing, and finally living abroad, the Golsons' practical how-to
guide covers all the major issues, including health care, finances,
real estate, taxes, and immigration. Each location is profiled by
an expatriate writer who has made that country his or her home and
who knows how to answer all the questions about living richly and
economically in some of the world's most beautiful places.
Learn everything you need to do in the next five years to create a
realistic plan for your retirement with clear, practical advice
that is sure to set your future up for success. Most people don't
realize they haven't saved enough for their retirement until their
sixties and by then, it's often too late to save enough for a
comfortable retirement. The 5 Years Before You Retire has helped
thousands of people prepare for retirement--even if they waited
until the last minute. In this new and updated edition, you'll find
out everything you need to do in the next five years to maximize
your current savings and create a realistic plan for your future.
Including recent changes in financial planning, taxes, Social
Security, healthcare, insurance, and more, this book is the
all-inclusive guide to each financial, medial, and familial
decision. From taking advantage of the employer match your company
offers for your 401k to enrolling in Medicare to discussing housing
options with your family, you are completely covered on every
aspect of retirement planning. These straightforward strategies
explain in detail how you can make the most of your last few years
in the workforce and prepare for the future you've always wanted.
Whether you just started devising a plan or have been saving since
your first job, The 5 Years Before You Retire, Updated Edition,
will tell you exactly what you need to know to ensure you live
comfortably in the years to come.
Retirement is about change, not age. Retirement is a
once-in-a-lifetime opportunity to be yourself and do what you want
to do. It offers new possibilities for personal growth through
learning, retraining, travelling and friendship. But it is also one
of the biggest transitions we face, and brings huge psychological
and emotional challenges. It's not surprising that many people
struggle with the adjustment to a different pace of life. Not Fade
Away guides the reader through these challenges: dealing with the
loss of status and routine, reinventing relationships, managing
money, and above all, finding new meaning and purpose. It brings
together expert advice and insights from people retiring now, who
speak from the heart about the lessons they've learned and the new
sources of fulfilment they've discovered. By cutting a clear path
through the maze of choices on offer for people retiring today -
which may or may not involve giving up work completely - Not Fade
Away inspires you to make up your own mind and take control of your
future. And that, experts agree, is the key to a good retirement.
Starting in 2008, investors, upset by the stock market collapse,
started to see real estate as a "safe haven" investment. While
talking with numerous clients, investment manager Hilliard Macbeth
realized that Canadians have far too much of their investment
capital and savings tied up in expensive real estate when better
opportunities are about to appear in other asset classes. He argues
that Canada is in the midst of a real estate bubble, and there will
soon be a crash in house prices. What can Canadians do to be
prepared financially for retirement and to take advantage of the
"once in a lifetime" buying opportunity that will follow the bubble
bursting? All these answers can be found in When the Bubble Bursts.
Career changes are becoming common among professionals in recent
years. Many physicians may want to change direction, but often do
not know whether it is the right thing to do or if pursuing a
career outside of clinical practice would achieve their
professional goals. Doctors have the training and education to
contribute to society in many beneficial ways in addition to
traditional clinical practice. Yet, there is no formal mapped-out
route for doctors who want to pursue alternative careers, which is
where Careers Beyond Clinical Medicine comes in.
Doctors at any stage, from early in training to mid-career, to
nearing retirement, can use Careers Beyond Clinical Medicine to
clearly evaluate the issues involved when considering a career
change. This book shows physicians how they can serve society and
patients in innovative ways, and make a notable impact on health
care delivery, policy and quality when they use their medical
background in a non-traditional career pursuit. The numerous
unadvertised opportunities for physicians are explored and a
step-by-step route with practical advice for finding the best
career is described.
Recent advances in healthcare technology, medical science, patient
education require physicians to play new roles that have not
traditionally been well-defined. Doctors can innovate and have a
long-term productive impact on healthcare in the United States and
throughout the world if they learn to seize the non-traditional
career opportunities available to physicians, or even create a new
way to fill a void in health care. Careers Beyond Clinical Medicine
helps illuminate that path.
The financial advice industry - which includes every major bank,
mutual fund and investment advisor - has a vested interest in
convincing you that you will never be able to afford a decent
retirement. Social Security is going bankrupt; pensions have
disappeared; and, if you don't save now, you won't have enough time
to get the benefit of compounded interest or another long-term
rally in the market. The more they scare you, the marketing wisdom
goes, the more you're likely to latch onto their services. But the
truth is far different from the atmosphere of fear the retirement
industry has created.A great retirement is within reach-and not
just for those with high-incomes or families who started saving
early on. Filled with practical wisdom, and his distinctively
ebullient voice, Jonathan Pond's "The Boomer's Guide to a Great
Retirement" gives readers the financial advice they need without
the scare tactics. Pond also possesses one of the largest databases
anywhere in the US on the financial condition of middle and
upper-middle classes in each region. The data will give readers the
first real accounting of where they stand against their peers in
planning for retirement.
Change is a given in the United States military, but the soon to be
applied "Blended Retirement System" is a financial change like no
other the military has ever experienced. It is a huge deal that
will not only affect the wallets of many active duty service
members today and certainly 100% of them beginning in 2018, but it
could also have a significant impact on future recruiting and
retention of our volunteer military force. Mission Transition:
Managing Your Career and Your Retirement is a needed introduction
of the military's new "Blended Retirement System," representing the
big shift in how the DoD manages military retirements. In the
process, it encourages service members to adopt the new concept of
retirement in the military, improve their own financial literacy,
and assume responsibility for their own retirement planning.
Finally, it provides new civilian job survival tips and strategies
for service members in the process of leaving the military for
civilian life. For those who are contemplating joining the armed
forces and who wish to better understand the myriad of changes to
the overall military retirement system this is the ideal guide.
This is a guide for anyone in the academy faculty member,
administrator or professional staff at whatever point she or he may
be along the career path. Whether you are a newly-minted Ph.D.
landing your first job, at mid career, or even already retired and
concerned about how long your money might last, Ed Bridges offers
you a straightforward, easy-to-grasp, and structured way to think
about money, learn how it works, understand the priorities for your
stage in life, determine your objectives, and develop a personal
plan most likely to achieve them.Why a book specifically for those
who work in higher education? The chances are that your retirement
funds are mostly invested in TIAA-CREF funds, and that the plans
created by the different institutions where you have worked, or
will work, impose sometimes conflicting limitations of how you can
manage your retirement money. This is potentially complex terrain
with which many professional financial advisors are unfamiliar.
This book provides ample guidance for you to manage your retirement
funds, but if you do prefer to seek professional advice, it sets
out the criteria for choosing a reliable advisor, and may even be a
book from which your advisor can benefit if he or she is not fully
conversant with TIAA-CREF s offerings, and the quirks of academic
retirement plans.What makes this book unique is that Ed Bridges
shares with you his self-education about the risky business of
investing and retirement planning. As he writes, In schooling
myself, I adopted the mind-set that I had used as a social
scientist for the past forty-six years. I distinguished between
fact and opinion and scrutinized the evidence behind every author s
claims; moreover, I searched for research that might corroborate or
refute these claims. In the process, I learned a great deal about
the route I should have taken to retirement from the time I
accepted my first academic appointment to the time I submitted my
intention to retire. Join me as I relive my long journey so that
you may avoid my wrong turns and succeed in reaching your ultimate
destination, a worry-free retirement, despite the risks and
uncertainties you will surely face when you retire. The book
includes simple questionnaires and worksheets to help you determine
where you stand, and think through your options."
This is a guide for anyone in the academy faculty member,
administrator or professional staff at whatever point she or he may
be along the career path. Whether you are a newly-minted Ph.D.
landing your first job, at mid career, or even already retired and
concerned about how long your money might last, Ed Bridges offers
you a straightforward, easy-to-grasp, and structured way to think
about money, learn how it works, understand the priorities for your
stage in life, determine your objectives, and develop a personal
plan most likely to achieve them.Why a book specifically for those
who work in higher education? The chances are that your retirement
funds are mostly invested in TIAA-CREF funds, and that the plans
created by the different institutions where you have worked, or
will work, impose sometimes conflicting limitations of how you can
manage your retirement money. This is potentially complex terrain
with which many professional financial advisors are unfamiliar.
This book provides ample guidance for you to manage your retirement
funds, but if you do prefer to seek professional advice, it sets
out the criteria for choosing a reliable advisor, and may even be a
book from which your advisor can benefit if he or she is not fully
conversant with TIAA-CREF s offerings, and the quirks of academic
retirement plans.What makes this book unique is that Ed Bridges
shares with you his self-education about the risky business of
investing and retirement planning. As he writes, In schooling
myself, I adopted the mind-set that I had used as a social
scientist for the past forty-six years. I distinguished between
fact and opinion and scrutinized the evidence behind every author s
claims; moreover, I searched for research that might corroborate or
refute these claims. In the process, I learned a great deal about
the route I should have taken to retirement from the time I
accepted my first academic appointment to the time I submitted my
intention to retire. Join me as I relive my long journey so that
you may avoid my wrong turns and succeed in reaching your ultimate
destination, a worry-free retirement, despite the risks and
uncertainties you will surely face when you retire. The book
includes simple questionnaires and worksheets to help you determine
where you stand, and think through your options."
Your Insiders' Guide to Retirement sheds surprising light on the
necessary financial planning for a secure retirement. Are you ready
to retire, but are afraid of running out of money? Do you know who
to trust? People imagine retirement as learning new things,
challenging themselves, giving back as a mentor, spending their
days with family and friends, or filling them with exciting
adventures. The vision is the beginning but getting to that
destination requires more steps than people realize. Your Insiders'
Guide to Retirement serves as a mentor for retirees and as a guide
who has been down this path countless times with a proven system in
place. With a combined 75 years of experience in financial
services, Troy Daum, RJ Gordon Tudor, and Jeff Poole explore why
people are fed up with the scandals of Wall Street, Brokerages, and
insurance companies. They introduce readers to an exciting new
profession where companies act as a fiduciary. They present a
paradigm shift in the financial services space and emphasize the
importance of why retirees must understand and have a financial
plan-and how they, too, can follow the path to an amazing
retirement journey.
The Protection with Power shows those approaching or amid
retirement that investing is simpler than their broker wants them
to believe. Once they get past the myths and misconceptions in the
market, readers see that there are only three things they can do
with their money. Written in clear and understandable language, The
Protection with Power takes pre-retirees and retirees behind the
financial industry's curtain, revealing that the broker's
"expertise" they're paying for isn't so great and powerful after
all. Readers learn how they can participate in the market more
safely, without the need to "trust" a broker or pay high broker
fees.
While life in a nursing home is rarely considered a first choice,
at times it's the best choice. Still, the decision to put a loved
one in a home is incredibly difficult. This book concentrates on
the positive aspects of nursing homes and offers strategies for
identifying the best facilities. Among the topics covered are how
to recognize signs that a family member needs extra support,
determining whether in-home care is a viable option, the different
types of long-term care, working and communicating with the staff,
and preparing for the end of life.
This is a groundbreaking new self-help book for the 84 million Baby
Boomers who want a new model for the second half of their lives the
"Power Years." In bestselling books such as "Age Wave" and "Age
Power," renowned trend-spotter Ken Dychtwald has explored how the
aging of North America's 84 million Baby Boomers will influence
virtually every aspect of society. Now, for the first time,
Dychtwald and "Time" magazine senior writer Daniel Kadlec share the
quality-of-life insights gained in three decades of study,
research, and reporting and show Baby Boomers how to make the years
ahead the best years of their lives. Through inspiring anecdotes,
prescriptive advice, cutting-edge research, and even a few
cautionary tales, the authors show readers over 40 how to have fun
again, find a new balance between satisfying work and enjoyable
leisure, enhance the quality of their relationships, re-imagine
their lifestyles, rediscover their life's purpose, and keep their
financial lives running smoothly in order to fund their future
dreams. Published in conjunction with Dychtwald's series of "Power
Years" supplements appearing in the "New York Times" magazine
throughout 2005, this empowering guide to adult self-reinvention is
sure to be a hit with the large, affluent audience of book-buying
Baby Boomers. Ken Dychtwald, PhD (San Francisco, CA), is a
psychologist and gerontologist and the author of several successful
books on aging-related topics, including "Age Power," "Bodymind,"
and "Age Wave." Widely viewed as North America's leading visionary
on the personal, social, and cultural implications of the "Age
Wave," he is a consultant to major corporations and organizations
and a sought-after public speaker who has presented to more than
two million people worldwide. Dr. Dychtwald appears frequently on
the "Today" show, "60 Minutes," "Good Morning America," and other
programs. In addition to ongoing media coverage of the author in
such publications as "Newsweek," "USA Today," "U.S. News and World
Report," and "BusinessWeek," a major quarterly "Power Years"
supplement is appearing in the "New York Times" magazine in
conjunction with the book. Daniel J. Kadlec (Chappaqua, NY), has
won multiple writing awards in his nine years as a columnist and
senior writer at "Time" magazine; he previously won awards for
columns in "USA Today." He has been a contributing editor at CNN
and has appeared on "Good Morning America," CNBC, and PBS's "Wall
Street Week" and "Nightly Business Report."
Retirement is a comma in our lives, not a full stop. Life After
Work looks at the psychological, emotional and wellbeing issues
that surround this complex and important transition in life. This
book suggests that retirement is a life stage over which we may
have greater control than previously thought; it no longer has to
be the case that retirement is a terminal point, a time where you
became sedentary and inactive. Retirement is on one level a
private, individual matter that affects one's sense of self and
purpose, physical and mental processes, as well as financial
security or provision. On another level, retirement has an impact
on relationships with loved ones, family and friends, as well as
colleagues. It can strengthen or disrupt bonds, leading to new
bonds being formed or to withdrawal. This book is written by
successful authors and psychologists Robert Bor, Carina Eriksen and
Lizzie Quarterman, each with many years' experience of helping
people cope with life stage changes and prepare for retirement. It
contains illustrative case studies throughout, from which valuable
lessons can be learned, and draws on the very latest psychological
research and techniques to provide a blueprint for planning and
living a wonderful retirement or life post-work. Planning for your
future is crucial in enabling you to maximise the opportunities
available. Following the book's blueprint will help you prepare for
this phase in your life, and the sooner you start the better. Life
After Work will be of great interest to readers of all ages seeking
guidance on retirement and will also appeal to psychologists of
life stage changes.
Our world is changing at a faster rate than ever before. In the
last decade, empowered and perhaps enslaved by new technology,
there have been whole paradigm shifts in the way we live our lives,
communicate, and collaborate. Yet our approach to life-planning and
our concept of retirement have failed to keep up. We are still
following a retirement model from the age when technology meant
recording the radio's 'Top Forty' onto a cassette to play in your
Sony Walkman. Our understanding of health and aging has also been
transformed. Yet, our current life and retirement planning
pre-dates the decoding of the human genome and reflects a time when
sports nutrition comprised top-class footballers drinking five
pints of larger as a post-match hydration. We now live in a world
where it is normal for healthy 60-year olds to do activities that
used to be the realm of 30-something's. In this book, Dominic
Watson takes you on a very different retirement journey, one that
is fun and leads to a dynamic and enthralling destination. He shows
you how retirement can be done on your terms. Using incredible,
real life case studies this book will give you the insights on how
to live the life you want. Redefining retirement the Rock Star Way
isn't about turning life's amplifier down, it's about well and
truly ramping it up to eleven and beyond! What are you waiting for?
Let's rock! Times have changed: "It is retirement Jim but not as we
know it"
Nearly all countries in the world are experiencing an aging of
their populations due to declining fertility rates and rising
longevity. Aging has been the subject of much discussion in the
last decade, often expressed in alarmist language. On Global Aging
presents a more optimistic look on the effects of aging on the
economy. Nonetheless aging will pose major policy challenges on the
well functioning of the economy and the society as a whole.
The book describes and analyses the effects of population aging on
social and economic issues, labour and financial markets, pension
and health care expenditures and public finance, and the welfare of
people. It surveys also the policy measures in the face of aging to
secure the resource base. They are mainly aimed at increasing
labour force participation and above all at stimulating
productivity growth. The book is a valuable resource for
practitioners and policy makers and the wider academic community,
economists, social scientists, gerontologists and others.
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