Worried about Wall Street? Feeling stressed about tax rates and where they're headed? Anxious about cracking your nest egg, or outliving your money? You're right to be concerned--the three legged stool of Social Security, pensions, and personal savings that our parents depended on is broken beyond repair.
But don't panic; it's not too late to take control of your money, and your retirement, so you can enjoy the golden years you've worked so long and hard to get to. Wealth management expert and retirement and income planning specialist Phillis Sax Pilvinis tells you how, in this comprehensive, straight-talking guide to guarding and growing your retirement funds, even in this challenging climate. You'll learn about...
- The three phases of money, and how to plan for each.
- Why the "one size fits all" approach to retirement planning, doesn't.
- What Wall Street doesn't want you to know.
- How to safeguard your money in the event of a catastrophic illness.
- How to choose the right financial advisor - and how to spot the wrong one.
Don't fail to plan; that's just planning to fail. You can't control a lot of things--the Stock Markets, the tax rates, rising costs of health care--but what you CAN control can make all the difference to how you live the rest of your life. Let's get started and create your calm amidst the storm

Picture your ideal retirement.

Is it spending time with your family and friends?

Traveling with your spouse?

Providing for your grandchildren?

do you see yourself spending those hard-earned retirement years sweating over the stock market's swings, praying that you'll have enough left to pay your power bill when the dust settles?
Dave Glisczynski has focused on retirement planning since he started out in the financial planning business in 1987, and he has been an independent specialist since 2001. He's guided hundreds of clients to a safe and comfortable retirement - one that doesn't include spending your "golden years" on a white-knuckle ride on the market roller coaster.
In Retirement Autopilot, Dave covers the information you need to make the right choices - the choices that will mean peace of mind, and a reliable income to last you the rest of your life.

You'll learn:
- How much risk is right for your portfolio - and why you probably have that percentage backward.
- Why the financial expert who's helped you through the accumulation phase of your money may not be the right person to get you safely through the distribution phase.
- What your broker won't tell you about investing in the stock market
- How to create a reliable income stream, AND grow your money
- New solutions to investment needs, and new products that will fill your income buckets - with low or no risk.
- What questions should you ask a financial advisor before you hand over your nest egg?

Adam Cufr is a man of two passions - music and finances. As a longtime drummer and retirement advisor, he sees parallels between those worlds. He understands rhythm and structure, harmony and tempo. He can inspire you to orchestrate the retirement of your dreams.
The founder of Fourth Dimension Financial Group and a frequent media commentator, Cufr has met many people as they embark on this new phase of life. Retirement is an exciting time of freedom and growth, but Cufr knows it can also be a troubling one. So many worries can keep you awake at night: Will the market crash again? Will inflation and taxes pick your pocket? Will you have enough to live well the rest of your life? What if you or your spouse gets sick? Cufr can help you cut through the complexities to find clarity.
The rules have changed. Once, you were building for the future. Now, the future has arrived. If you continue to invest the way you did when you were younger, you could jeopardize your life savings. You need to put that nest egg to work so that it takes care of you for a lifetime, with a legacy beyond. Cufr can show you strategies and tools that work - and steer you away from danger. You deserve peace of mind.
In Off the Record, Adam Cufr explains the four dimensions of retirement preparation - income planning, risk management, tax strategy, and estate planning. Above all, retirees must recognize the importance of time itself - often considered the fourth dimension in our 3-D world. Finding the right pace is critical to success in our financial lives.
It all starts with understanding yourself. Cufr emphasizes the need to set clear goals for retirement. He will work with you to figure out just what you want out of life, and then help you rally your resources to get it. First, he will make sure you can meet your daily income needs. Then, it's onward to the dreams.
Adam Cufr knows what life can throw your way. He and his family have had their own share of challenges - and they have made him stronger and better able to guide you through this new dimension of retirement.

Foreword by Lee Powell

It takes more than money to be able to "Do What You Want, When You Want, Where You Want." Brian Fricke (Certified Financial Planner) gives you simple and easy to understand terms with real-life examples. Yes, names and circumstances have been changed to protect client confidentiality. Full of practical proven and street tested strategies. Now, with WORRY FREE RETIREMENT, Fricke one of Americas Top Wealth Managers shares with you the same advice and strategies he gives to his clients. Written in simple and easy to understand plain English. He reveals stuff like: The single biggest Money Mistake couples make. Should you pay off your mortgage? My $10,000 challenge. Don't be an ATM to your kids or grandkids. Tax strategies you must know about. Your biggest risk if you retire before age 65. Do you really need life insurance at retirement? Silly, stupid mistakes I've seen people make and Much more!

Do you have the quality of life that you deserve?
Are you concerned that you may run out of money during your retirement years?
Will you have the lifestyle in retirement that you have dreamed of?
Are you paying more in taxes than "Your Fair Share"?
Are you concerned with the effects a market downturn may have on your investments?
How will a serious illness affect your lifestyle?
What effect would it have on your spouse?
Is your spouse able to maintain the same lifestyle if you are not here?
Will your loved ones pay unnecessary fees and taxes before they receive their inheritance?

If you are getting ready for retirement or you are already retired, how have you addressed these concerns? Could you benefit from a Retirement Quarterback?

Believe it or not, you can gain peace of mind about your financial resources for retirement.

Map your route to financial security with "Navigate Your Way To a Secure Retirement "as your guidebook.

Noted financial advisor Isaac Wright shares valuable insights and resources that will help you prepare and protect your assets so you cn enjoy retirement.

With more than 30 years as a financial planner, Michael Haubrich, CFP(r) shares how he has helped others view their career as a vital, thriving asset on par with other financial asset classes that deserves the same level of investment, attention and development. In this book you ll learn how others have extended the earning power of their career asset and achieved improved work+life fit and career satisfaction. This is a definitive read for financial planners, career coaches and counselors, and anyone who wants to develop, manage, and optimize their career asset."