Die Alterssicherung von Frauen war und ist ein zentrales Thema vieler Reformdiskussionen. "Eigenstandige Alterssicherung oder abgeleitete Sicherung (Hinterbliebenenrente)" sowie "Berucksichtigung von Kindern in der Alterssicherung" gehoeren seit langem zu den Kernthemen. Sie spielen im Rahmen der aktuell geplanten Rentenreform, aber auch bei der zukunftigen Weiterentwicklung des Alterssicherungssystems eine wichtige Rolle. In diesem Band diskutieren Wissenschaftler und Praktiker die grundsatzlichen und aktuellen Fragen der Alterssicherung von Frauen. Zentrale Themen sind die AEnderungen in den Lebensverlaufen und Erwerbsbiographien, veranderte Familien- und Haushaltsstrukturen, sich andernde Bedingungen in der Arbeitswelt und speziell auch auf den Arbeitsmarkten und die sich wandelnden gesellschaftlichen und politischen Normvorstellungen.

Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: * Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. * Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. * Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. * Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. * Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. * As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. * Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

The 800 years of scientific breakthroughs that will help salvage your retirement plans

Physics, Chemistry, Astronomy, Biology; every field has its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In "The 7 Most Important Equations for Your Retirement...And the Stories Behind Them" Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries.

In the book Milevsky highlights the work of seven scholars--summarized by seven equations--who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius--all giants in their respective fields who collectively laid the foundations for modern retirement income planning.With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the countryAuthor Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or notPresents an entertaining, informative narrative approach to financial planning

Understanding the ideas behind these seven foundation equations--which Moshe Milevsky explains in a manner that everyone can appreciate--will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: "So that you can figure out how to retire...while you can still enjoy your money."