It's time to celebrate the end of an era - and the start of a whole new one! Ah, retirement - from here on out it's all lazy lie-ins, pleasant afternoons in the garden (or the garden centre), long lunches with friends and evenings spent in a comfy chair in front of the fire, right? Wrong! Welcome to a world where you're halfway to the office before you realize you don't work there any more, you somehow seem to have even less free time than before to do all the things you need to do, and suddenly daytime TV seems a whole lot more appealing than it ever used to... This indispensable handbook, packed with amusing illustrations, is here to guide you through the pleasures and pitfalls of being retired. Most importantly, though, it'll teach you how to how to make sure you always get a decent afternoon nap. This book is perfect gift for retirees, offering tongue-in-cheek advice on how to make the most of their new-found freedom.

Get rich slowly Financial independence is a marathon, not a sprint. The financial crisis revealed the hazards of financial illiteracy. Governments desperately want citizens to become financially independent so they'll be less of a burden on them. Findependence Day presents personal finance in a "can't put down" story format easily digested by young adults entering the work force and the world of money. Because money problems often cause marital breakups, it focuses on the financial journey of a young couple who experience the usual ups and downs of job loss, buying homes, raising children, investing and pensions, starting businesses, coping with stock market volatility and more. The secrets of financial independence are critical wherever you are in the financial life cycle: Newlyweds embarking on family formation will discover the importance of financial planning. Debt-plagued graduates will be motivated to embrace "guerrilla frugality." Home-owners will learn the foundation of financial independence is a paid-for home. Those in their first jobs will embrace employer 401(k) plans, traditional IRAs and Roth IRAs. New parents will discover the need for life insurance and saving for children's education. Mid-life investors will learn how to cut costs in their portfolios while benefiting from the expertise of financial planners. Those near retirement will learn about advanced concepts like annuities and Asset Dedication. Jonathan Chevreau is the editor of MoneySense magazine, former personal finance columnist for the Financial Post and author of nine financial books, including The Wealthy Boomer: Life After Mutual Funds. He's active in social media and blogs at www.findependenceday.com. "Once in a blue moon, a financial book is written that should be required reading for all. Such is the case with Findependence Day." -- Peter Grandich, The Grandich Letter "A tour de force: a personal-finance book that is hard to put down." - Larry MacDonald, CanadianBusiness.com "Having some fun while learning what's good for you is a double win -- particularly learning what we all need to know to live happier lives." - Charles Ellis, author of Winning the Loser's Game This revised all-American edition features end-of-chapter summaries of financial concepts learned, a glossary and bibliography of books that will boost your financial literacy - or that of your kids.

Set yourself up for a successful transition. Retirement is perhaps the greatest and most deeply personal career transition you'll ever make. Will you switch gears, slow down, or stop work entirely? Will you have the money, the good health, and the companionship you need to enjoy it? The HBR Guide to Designing Your Retirement provides the practical tips, research, stories, and advice you need to take stock of your skills and interests and define retirement for yourself. You'll learn how to: Assess your readiness to make the transition Craft a plan to slow your pace—or stop working altogether Experiment with possible future selves Find new ways to apply old skills Communicate your plan to key partners Bridge your old identity to your new one Stay connected Arm yourself with the advice you need to succeed on the job, with the most trusted brand in business. Packed with how-to essentials from leading experts, the HBR Guides provide smart answers to your most pressing work challenges.

Discover how retirement can lead to new spiritual possibilities.

What now? Where do I go from here?

In many parts of the world, retirement from the daily workforce is a door you walk through in order to discover your soul. In the last third of life, it is an opportunity to focus on the goals that are most important to you.

"Creating a Spiritual Retirement" invites you to examine your spiritual life and explore ways of making it more meaningful, from three different perspectives: "The Individual Spirit" Contemplate the possibilities for spiritual growth that come with retirement from the daily workplace

"The Great Spirit" Discover how to look for the sacred in this life, in both ordinary and extraordinary ways "Practical Spirituality" Create your path to more fully develop a spiritual practice that will provide support, strength, challenge, and comfort in the later years of life.With creative exercises and warm, practical advice, this book is a helpful tool for anyone on their retirement journey.

This unusual "guidebook" helps you deepen your relationship with the unseen but no less real presence of spirit in your life. Each chapter focuses on a particular idea for consideration from a spiritual point of view, and concludes with a reflection and questions designed to help you explore your thoughts during this important time in life.

"Retirement can be a time rich in understanding of ourselves and others. It is a time to gather the wisdom we have gained through the years and make it our own. It is a time to take care of unfinished business. It is a time to look beyond the surface of our lives to the deeper inner meaning that is a part of each of us. It is truly a time to connect with our own inner spirit or soul and with the Great Spirit that animates all life." from the Introduction

Supportive, insightful, and inspiring, Creating a Spiritual Retirement will help you make the next stage in your life a meaningful one.

Americans are now living for up to thirty years after retiring. Are you ready? In What If You Live? author and CERTIFIED FINANCIAL PLANNERTM professional, Paul M. Gargano, offers advice, investment strategies, and motivation for taking charge of your future.

In this financial guide, Paul shares his philosophies on investing. He views the investment world as if it were one very large ocean: calm at times, violent at times, but always unpredictable. The key to wise investing is determining which boats best fit the risk and goals of each individual. By using a "multiple boat philosophy," retirees (and retirees-to-be) are more likely to weather any type of market situation. With the changes in today's economy, some of the old rules no longer apply; you can't be too prepared for retirement.

With simple strategies, thought-provoking questions, and empowering knowledge, What If You Live? motivates you to start preparing for your future now. With proper planning, you may significantly increase the likelihood that you will be able to live a comfortable lifestyle in your retirement and twilight years, no matter what the market does.

Stop risking everything to make your investment advisor rich The stock market crash of 2008 proved one thing: traditional retirement planning advice simply doesn't work. The risks are too enormous. Trusting the stock market is like gambling with your family's future. But how do you plan for retirement without risking everything? Enough Bull shows you how, with an easy-to-understand, simple-to-apply strategy for a better retirement. Enough Bull overturns the conventional wisdom about retirement planning, and offers the simple secrets to securing a comfortable retirement. In an accessible and straightforward style, this practical guide explains how it's possible to save for retirement starting later in life, retire comfortably on less money, and incur less risk. Updated to apply to both the U.S. and Canada, this new second edition offers a message of hope for average, cash-strapped baby boomers by detailing a step-by-step plan for avoiding all the traps, doing the exact opposite of what the major financial institutions recommend, and still coming out further ahead. * Invest only in safe investments that will never decline * Get out of the stock market and mutual funds forever * Why waiting to save for retirement may beat starting early * Elect to receive the CPP pension at exactly the right age * Avoid the common scams that lead to financial disaster More than ever before, retirees are frightened and stressed out about finances. There never seems to be enough to pay current bills, let alone save thousands in RRSPs and 401Ks, yet the large financial institutions bombard us with fearful messages of destitution unless we maximize our contributions. The truth is this makes them rich, and you poor. Cut through the noise, stop taking the bait, and discover how you can have a comfortable future without sacrificing the present. Enough Bull provides the plan, you just need to act.

Since the 1970s early exit from work has become a major challenge in modern welfare states. Governments, employers, and unions alike once thought of early retirement as a peaceful solution to the economic problems of mass unemployment and industrial restructuring. Today governments and international organizations advocate the postponement of retirement and an increase in activity among older workers. Comparing the USA, eight European countries, and Japan, this book demonstrates significant cross-national differences in early retirement across countries and over time. The study evaluates the impact of major variations in welfare regimes, production systems, and labor relations. It stresses the importance of the 'pull factor' of extensive welfare state provisions, particularly in Continental Europe; the 'push factor' of labor shedding strategies by firms, particularly in Anglo-American market economies; and the role of employers and worker representatives in negotiating retirement policies, particularly in coordinated market economies. Over the last three decades, early retirement has become a popular social policy and employment practice in the workplace, adding to the fiscal crises and employment problems of today's welfare states. Attempts to reverse early retirement policies have led to major reform debates. Unilateral government policies to cut back on social benefits have not had the expected employment results due to resistance from employers, workers, and their organizations. Successful reforms require the cooperation of both sides. This study provides comprehensive empirical analysis and a balanced approach to studying both the pull and the push factors affecting early exit from work needed to understand the development of early retirement regimes.

***BUSINESS BOOK AWARDS 2021 SHORTLISTED TITLE*** It's never too early to start thinking about how you're going to exit your business. The Beginning of the End guides you step by step through thinking about your options and preparing both mentally and financially, to setting up your business to sell as simply and profitably as possible. As you discover more about your business's potential, you may decide to take an alternative route to retirement - fretirement, retiring from your business without selling it. This book helps you to consider all your options. Dr Terri Bourne, entrepreneurship expert and business owner for over 20 years, shares her experience and insights to assist business owners in successful retirement and exit planning.

Barry Golson knows all about retiring abroad -- he and his wife, Thia, have lived in six different countries. Now they choose expatriate-friendly locales around the world for their low cost and their high quality of living and explain how to investigate and settle in each country with minimum hassle and maximum pleasure.

Taking you step-by-step through the process of researching, testing, and finally living abroad, the Golsons' practical how-to guide covers all the major issues, including health care, finances, real estate, taxes, and immigration. Each location is profiled by an expatriate writer who has made that country his or her home and who knows how to answer all the questions about living richly and economically in some of the world's most beautiful places.

With unique and proven strategies for wealth accumulation, More Wealth, Less Taxes is designed for individuals seeking ways to pay lower taxes during their lifetime-especially during retirement. As a veteran in the financial services industry, Lance Belline knows how essential it is to save strategically and understand how the tax code works. More Wealth, Less Taxes is his guide for anyone who wants to go from "good" to "great" financially. Filled with real-life examples and stories of clients growing their wealth before -and after-they learned of the bucket strategy, Belline's guide helps individuals gain confidence, peace of mind, and clarity of how they should save and invest. His approach is designed for anyone seeking to learn more about potential tax savings, wealth creation, and financial pitfalls to avoid.

"It's Never too Late" could save (the rest of) your life. We're all going to die. Jolting, yes, but an important truth we must face because most people, when left to their own devices, choose the easier path of living in fantasy rather than reality. It's high time we come to terms with our mortality because the outlook for many of us is one of overwhelming fear and horror about the reality of growing old in America. What's worse, far too many of us are well aware of the dire forecast for our future but feel utterly powerless in its wake. But it doesn't have to be that way. Towards getting ourselves back on track or helping elder parents and loved ones do the same, Scott Page gives us easy (and even fun) ways to develop a workable plan for living out our lives with greater peace of mind and security regardless of our current age and station in life---leaving us wondering why we didn't do something about it sooner. With easy, fast-acting steps to restore hope and faith for our future, Scott offers a holistic methodology anyone is fully capable of following if they're willing to get into motion.