Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way.

After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else.

In Baby Steps Millionaires, you will:

• Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth
• Learn how to bust through the barriers preventing them from becoming a millionaire
• Hear true stories from ordinary people who dug themselves out of debt and built wealth
• Discover how anyone can become a millionaire, especially you

Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

It's time to embrace the slower pace! There's no denying it - you're OLD, but that comes with a lot of perks. You can say the most outrageous things and somehow get away with it. You can dress however you damn well please. And after learning from so many mistakes, you're now as wise as you are wizened. It's your time to recline, and this hilarious book will show you how it's done.

From the #1 independent financial advisor in America, ranked three times by Barron s a guide to making the most of your retirement plans and assuring long-term financial security.Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That s because all plans including the 401(k), 403(b), 457, and even the IRA are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book.
Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.