The U.S. retirement system, and the workers and retirees it was designed to help, face major challenges. Traditional pensions have become much less common, and individuals are increasingly responsible for planning and managing their own retirement savings accounts, such as 401(k) plans. Yet research shows that many households are ill-equipped for this task and have little or no retirement savings. Chapter 1 examines these challenges, drawing from prior work and others' research, as well as insights from a panel of retirement experts on how to better ensure a secure and adequate retirement, with dignity, for all. Chapter 2 examines key challenges U.S. participants face with: (1) unclaimed retirement accounts in the United States, and (2) complying with U.S. tax reporting requirements on their foreign retirement savings.

Your Insiders' Guide to Retirement sheds surprising light on the necessary financial planning for a secure retirement. Are you ready to retire, but are afraid of running out of money? Do you know who to trust? People imagine retirement as learning new things, challenging themselves, giving back as a mentor, spending their days with family and friends, or filling them with exciting adventures. The vision is the beginning but getting to that destination requires more steps than people realize. Your Insiders' Guide to Retirement serves as a mentor for retirees and as a guide who has been down this path countless times with a proven system in place. With a combined 75 years of experience in financial services, Troy Daum, RJ Gordon Tudor, and Jeff Poole explore why people are fed up with the scandals of Wall Street, Brokerages, and insurance companies. They introduce readers to an exciting new profession where companies act as a fiduciary. They present a paradigm shift in the financial services space and emphasize the importance of why retirees must understand and have a financial plan-and how they, too, can follow the path to an amazing retirement journey.

Attitudes to retirement vary, and in this book Wendy Billington draws on her pastoral skills and life experience to ask the question: what is a Christian view of retirement? If we believe that life is a gift from God, should we not be viewing retirement as part of an integrated whole and see our latter years as part of God's plan? This book is intended for all to read: individuals preparing for retirement and in their retirement years as well as their families, friends, befrienders, carers and professionals. Written in two sections, 'Uprooting the weeds' and 'Sowing the seeds', it includes questions for group discussion at the end of each chapter, followed by a meditative thought for the day and a closing prayer.