It is highly likely that the sale of your business is not going to provide for 100 percent of the earning power that you have received from your business. It's also true that most business owners have unrealistically optimistic ideas concerning the sale value of their business. So how do you, a business owner, prepare for financial independence and a secure retirement? How do you make your business worth more to others so that it's worth more to you? One way is through the Podolny Method, a logical, step-by-step program for initiating real change in your business. First, it helps you determine what you really want. It answers the questions: Why are you in business? What do you expect personally from your business, both now and when your ownership ends and you move on to the next phase of your life? Michael Podolny's eight-step method will help you establish where your business is and how your business works for or against your personal requirements. Most importantly, The Podolny Method provides you with the tools to initiate and sustain the changes that need to take place if you are to make your business to serve you.

THE ESSENTIAL GUIDE TO LIVING IN MERIDA 2014: TONS OF USEFUL INFORMATION. This guide remains indispensable for anyone thinking of moving to or visiting Merida, the marvelous capital city of Mexico's Yucatan peninsula, often profiled as a "tropical paradise" by the House Hunters International cable television show. The most comprehensive book ever compiled about Merida, this well-organized guide will help answer most any question - from how to buy or rent a house to where you can find a good Italian restaurant. The 2014 edition has been updated and expanded to include the up-to-the-minute information on the NEW IMMIGRATION laws, NEW RULES on importing automobiles, and NEW SHOPPING VENUES in the Historic Center While helping the reader decide how best to go about making the move to the city rated by International Living Magazine as the best area to retire to in the whole of North America, this trove of information and advice will also assist the newly-relocated as well as those with established residence. Topics include information about Merida's neighborhoods; amenities (churches, schools, expat communities, helpful websites, etc.); Medical Tourism; a perfect week as a visitor; Spanish language classes; museums and galleries; making the move to Merida; driving in Mexico; cost of living; hiring household help; banking; an assessment of the real estate market; architects and designers; furnishings; the local artistic community; social customs and holidays; finding a lawyer, hospital or doctor; insurance matters; gay and lesbian communities; taxes; voting; embassies and consulates; as well as consumer advice and warnings. With more than one million Americans and Canadians now living in Mexico, Merida is the center of increasing attention. Often described as a "tropical paradise," a "colonial gem," and a "bastion of tranquility," Merida is undoubtedly Mexico's best kept secret. But is Merida a match for you? Are you ready to become an expatriate? Are you prepared to be a "minority" - a native English speaker in a Spanish speaking country? Are you ready to make a second or retirement home in an exotic and exciting foreign city for that is a ninety-minute flight from the U.S.? Are you thinking about embarking on an adventure of a lifetime? This book will help answer these questions

Marriage has historically helped protect the financial health of couples and surviving spouses in old age. Based on their marriage, and independent of their own work history, spouses may receive retirement and survivor income through Social Security and some employer-sponsored pension plans. Many of the federal requirements governing these benefits were developed at a time when family structures, work patterns, and pensions were very different from what they are today. In recent decades, marriage has become less common, more households have two earners rather than one, and many employers have shifted from DB plans to DC plans. This book examines the trends in and status of marriage and labour force participation in American households; how those trends have affected spousal benefits and retirement savings behaviour within households today; and the implications of these trends for future retirement security.