Using a case study of Bangladesh, and based on a long term
participatory observation method, this book investigates claims of
the success of microcredit, as well as the critiques of it, in the
context of women's empowerment. It confronts the distinction
between women's increasing wealth as a consequence of the success
of microcredit programmes and their apparent non-commensurate
empowerment, looking at two organisations (the Grameen Bank and the
Bangladesh Rural Advancement Committee) as they operate in two
localities in rural Bangladesh, in order to discover how enrichment
and empowerment are often confused.
The book goes on to establish that the well-publicised success
stories of the microcredit programme are blown out of proportion,
and that the dynamics of collective responsibility for repayment of
loans by a group of women borrowers - usually seen to be a tool for
the success of microcredit - is in fact no less repressive than
traditional debt collectors. This book makes a contribution to
development debates; challenging adherents to more closely specify
those conditions under which microcredit does indeed have validity,
as well as providing insights relevant to South Asian Studies and
Development Studies.
General
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