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Books > History > American history
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Insurance Era - Risk, Governance, and the Privatization of Security in Postwar America (Hardcover)
Loot Price: R1,035
Discovery Miles 10 350
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Insurance Era - Risk, Governance, and the Privatization of Security in Postwar America (Hardcover)
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Actuarial thinking is everywhere in contemporary America, an often
unnoticed byproduct of the postwar insurance industry's political
and economic influence. Calculations of risk permeate our
institutions, influencing how we understand and manage crime,
education, medicine, finance, and other social issues. Caley
Horan's remarkable book charts the social and economic power of
private insurers since 1945, arguing that these institutions'
actuarial practices played a crucial and unexplored role in
insinuating the social, political, and economic frameworks of
neoliberalism into everyday life. Analyzing insurance marketing,
consumption, investment, and regulation, Horan asserts that postwar
America's obsession with safety and security fueled the exponential
expansion of the insurance industry and the growing importance of
risk management in other fields. Horan shows that the rise and
dissemination of neoliberal values did not happen on its own: they
were the result of a project to unsocialize risk, shrinking the
state's commitment to providing support, and heaping burdens upon
the people often least capable of bearing them. Insurance Era is a
sharply researched and fiercely written account of how and why
private insurance and its actuarial market logic came to be so
deeply lodged in American visions of social welfare.
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