There has been an increasing recognition that financial
knowledge (i.e., literacy) is lacking across the population.
Moreover, there is recognition that this lack of knowledge poses
real problems as credit, mortgages, health insurance, retirement
benefits, and savings and investment decisions become increasingly
complex. Financial Decisions Across the Lifespan brings together
the work of scholars from various disciplines (family and consumer
sciences, economics, law, finance, sociology, and public policy) to
provide a broad range of perspectives on financial knowledge,
financial decisions, and policies. For consistency across the
volume each chapter follows a similar format: (1) what individuals
know or need to know (2) how what they know or need to know affects
financial decisions and outcomes (3) ways in which policies or
programs or financial innovations can enhance their knowledge, or
decisions, or outcomes. Contributors will provide both new and
existing research to create a valuable picture of the state of
financial literacy and how it can be improved.
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