Outside the United States, the idea of a consumer housing
subsidy is a highly developed concept. Housing allowances, shelter
allowances, rent allowances--or rent rebates as they are
called--have been paid out on a larger scale for longer periods of
time on an entitlement basis, with a much greater variety of
rationales than in the United States. As the United States moves
ahead with its demonstration program, it is timely to examine and
evaluate foreign experiences with the consumer housing
approach.
E. Jay Howenstine addresses common questions that have puzzled
many policymakers: How do consumer housing subsidies work? For
tenants? Homeowners? Builders? And government officials? Gathered
here is the definitive experience of the countries that have
employed them. From Australia to the United Kingdom, here is the
reality gleaned from a dozen countries and brought to bear on the
United States. Both the virtues and the limitations of the approach
are presented in detail for everyone interested in housing.
This study is divided into three major parts. First, Howenstine
reviews the historical background and analyzes housing allowance
strategies that foreign governments have adopted. A second part
examines in detail the major principles and elements with which
governments have fashioned their systems. The third part examines
the impact of housing allowance systems and weighs them in the
light of the original objectives. Conclusions are also drawn about
foreign experiences: Should financial assistance to low-income
families be in the form of consumer housing subsidies or producer
housing subsidies, or some synthesis of the two systems? Should the
housing allowance be maintained as a separate housing policy, or
should it be integrated into a general income maintenance policy?
This book addresses an increasingly prominent portion of the
housing market.
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