This book draws together a set of topical writings on the
subject of microcredit that will be of relevance to the work of
both researchers and practitioners in the field. In drawing on the
experiences of authors from countries and regions throughout the
globe, including Cambodia, Barbados and the Caribbean, Mexico,
Pakistan, India and Africa, the book examines the subject of
microcredit from various perspectives. The book explores the
contribution of microcredit to various sectors within the developed
and developing worlds and seeks to analyze critically the
contributory success and failure factors of microcredit in varying
international contexts.
By means of evaluating the opportunities and challenges of
microcredit, the book provides key lessons about microcredit for
international development purposes. More specifically, the authors
of the chapters offer a series of insights into microcredit
activities as they relate to the real world. For example, in his
chapter, David Hulme traces the developing nature of the activities
of the highly influential Grameen Bank, that is, from activities
focused on subsidised microcredit to more market-based microfinance
activities. In their chapter, Johanna Hietalahti and Anja Nygren
examine microcredit as a socio-political institution in South
Africa and, in doing so, unearth the complex interactions between
of rules, logic and power-relations which are relevant to
microcredit activities. In another chapter, Asad Ghalib uses the
context of Rural Punjab in Pakistan in order to assess the extent
to which microcredit-related activities actually reach the
poor.
Taken together, the chapters in the book provide readers with an
opportunity to consider a host of factors connected to microcredit
from a genuinely international perspective.
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