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Reforming Pensions in Europe - Evolution of Pension Financing and Sources of Retirement Income (Hardcover, illustrated edition)
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Reforming Pensions in Europe - Evolution of Pension Financing and Sources of Retirement Income (Hardcover, illustrated edition)
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Since the early 1990s the countries of the European Union and
Central and Eastern Europe have been involved in the process of
reforming their retirement income systems. The principal objective
of these reforms is to contain the cost of pay-as-you-go public
pensions in the face of ageing populations. Many of the reforms
involve greater reliance on personal saving and the development of
capital markets to fund private pension arrangements. The
distinguished contributors from Europe and the United States
demonstrate the complexity of pension provision and reform, and
highlight the dangers of focusing on one particular model. They
consider critical issues and debates about how to finance pensions,
present evidence on the effects of pension reform on the incomes of
the elderly, set out objectives to ensure intergenerational equity
in public pensions, and examine different pathways to pension
coverage. They also argue that recent reforms in Europe may have
the effect of reducing the incomes of future pensioners while
exposing them to uninsurable risks associated with private
pensions. This book addresses a pervasive and increasingly
important issue by identifying differences in pension systems
throughout the EU and Europe as a whole, and proposing various
reforms and solutions to the emerging problem of pension provision.
It will prove essential reading and a valuable source of reference
for academics, economists, policymakers and government agencies
concerned with the evolution and reform of pensions, and with
social and economic development in general.
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