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Books > Business & Economics > Finance & accounting > Finance > Pensions
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Personal Provision of Retirement Income - Meeting the Needs of Older People? (Hardcover)
Loot Price: R3,361
Discovery Miles 33 610
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Personal Provision of Retirement Income - Meeting the Needs of Older People? (Hardcover)
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In response to demographic change many countries in the European
Union have reformed their pension systems. During the last two
decades personal pensions have been introduced in Belgium, Denmark,
France, Germany, Ireland, Italy, Poland, Sweden, and the UK. This
book is a critical examination of the objectives of personal
pensions in these countries and the use of tax incentives to
encourage individuals to save for their retirement. It also
includes discussion on personal pensions in the United States. The
volume focuses on issues such as risk, administrative expense, and
the role of tax allowances in encouraging personal pension
provision. Based on the evidence from these countries it is
concluded that expectations relating to the take up of personal
pensions have not been met and that EU countries should not rely on
personal pensions to improve income adequacy at the lower end of
the income distribution. Academics and researchers teaching and
studying employee benefits and pension costs - particularly in
countries that have recently reformed their pension systems - will
warmly welcome this book. Government bodies involved in pension
reform and European Commission institutions concerned with the
evolution and problems with pension policy within the EU will also
find this book an informative and invaluable read.
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