FinTech, an abbreviated term for financial technology, is a digital
revolution changing the way banking and financial services are
being used both by individuals and businesses. As these changes
continue to take place, the financial industry is focused on
technological innovation and feeding into this digital revolution
to better serve consumers who are looking for easier ways to
invest, transfer money, use banking services, and more. FinTech is
increasing accessibility to financial services, automating these
services, expanding financial options, and enabling online payments
and banking. While the benefits are being continually seen and this
technology is becoming more widely accepted, there are still
challenges facing the technology that include security concerns. To
understand FinTech and its role in society, both the benefits and
challenges must be reviewed and discussed for a holistic view on
the digital innovations changing the face of the financial
industry. The Research Anthology on Concepts, Applications, and
Challenges of FinTech covers the latest technologies in FinTech
with a comprehensive view of the impact on the industry, where
these technologies are implemented, how they are improving
financial services, and the security applications and challenges
being faced. The chapters cover the options FinTech has unlocked,
such as mobile banking and virtual transactions, while also
focusing on the workings of the technology itself and security
applications, such as blockchain and cryptocurrency. This book is a
valuable reference tool for accountants, bankers, financial
planners, financial analysts, business managers, economists,
computer scientists, academicians, researchers, financial
professionals, and students.
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