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Consumer Credit, Debt and Bankruptcy - Comparative and International Perspectives (Hardcover)
Loot Price: R4,287
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Consumer Credit, Debt and Bankruptcy - Comparative and International Perspectives (Hardcover)
Expected to ship within 12 - 17 working days
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After a long period of prosperity and steady economic growth, the
world's leading economies are now in crisis, and although there
will be debate about its origins, the scale and seriousness of the
crisis is in no doubt. There is also no doubt that excessive
amounts of consumer credit, allied to a weak understanding of how
globalised credit markets might react to a crisis, have played a
significant part. This book, which is primarily about credit, debt
and the trouble they have led to, is written by authors who have
specialised in researching into over-indebtedness, that is,
situations in which an individual's debt burden has become
overwhelming. For these authors the plight of individuals is a
primary concern, but the wider issue is how credit is used and how
it changes societies. The essays in this volume, addressing topics
which are fundamental to our understanding of the current crisis,
range widely across the whole sector of consumer finance, including
mortgages, 'credit-binges', the regulation of consumer lending,
insolvency, repayment plans, debt counselling and much more
besides. The conclusions drawn from the book are equally
wide-ranging, but above all the lesson learned from these essays is
that the financialisation of contemporary life ensures that issues
of the appropriate role of credit remain of critical importance in
society.
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