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Books > Business & Economics > Finance & accounting > Finance > Credit & credit institutions
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Where Credit is Due - Bringing Equity to Credit and Housing After the Market Meltdown (Paperback)
Loot Price: R1,206
Discovery Miles 12 060
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Where Credit is Due - Bringing Equity to Credit and Housing After the Market Meltdown (Paperback)
Expected to ship within 12 - 17 working days
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While much recent attention has been focused on the subprime
lending and foreclosure crisis, little has been said about its
radically-disparate impact. Drawing upon history as well as insight
into the current crisis, this book shows that this crisis is not an
anomaly, especially for people of color; nor is it over. People of
color have been excluded from wealth-building opportunities via
homeownership continuously throughout United States history, from
the outright denial of credit and residential racial
discrimination, to federally-sponsored urban renewal programs. The
subprime lending and foreclosure crisis is predicted to strip a
quarter of a trillion dollars in wealth from black and Latino
homeowners. It has reversed home ownership gains for people of
color and has decimated neighborhoods across the United States
while impacting local, regional, national, and international
economies. The consequences are devastating. This collection of
essays provides a framework for creating equitable policy and
ultimately building more stable communities for all Americans.
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