Where Credit is Due - Bringing Equity to Credit and Housing After the Market Meltdown (Paperback)

While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.

General

Imprint:	University Press of America
Country of origin:	United States
Release date:	2014
First published:	December 2013
Authors:	John Powell • Christy Rogers
Contributors:	Vanessa Carter • Gail Christopher • Rick Cohen • Jeffrey D. Dillman • Gary Dymski • Deyanira Del Rio • Ira Goldstein • Henry Korman
Dimensions:	226 x 154 x 25mm (L x W x T)
Format:	Paperback
Pages:	402
ISBN-13:	978-0-7618-5606-1
Categories:	Books > Business & Economics > Finance & accounting > Finance > Credit & credit institutions Books > Money & Finance > Credit & credit institutions Promotions
LSN:	0-7618-5606-4
Barcode:	9780761856061

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