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The Financial Diaries - How American Families Cope in a World of Uncertainty (Paperback)
Loot Price: R366
Discovery Miles 3 660
You Save: R49
(12%)
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The Financial Diaries - How American Families Cope in a World of Uncertainty (Paperback)
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List price R415
Loot Price R366
Discovery Miles 3 660
You Save R49 (12%)
Expected to ship within 12 - 17 working days
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The ideal of the American Dream seems increasingly out of reach,
even for many families who are trying to do everything right. To
find out why, Jonathan Morduch and Rachel Schneider followed 235
low- and middle-income families as they navigated a year of ups and
downs. Through the groundbreaking US Financial Diaries project, we
meet real people, from a casino dealer to a street vendor to a tax
preparer, who open up their lives and reveal a world of financial
uncertainty. For these families, even limited financial success
requires imaginative-and often costly-coping strategies: forming
saving clubs, borrowing from relatives, strategizing about skipping
bills, and devising ways to keep money just out of easy reach. In
The Financial Diaries, Morduch and Schneider challenge popular
assumptions about how Americans earn, spend, borrow, and save. This
book uncovers deeper causes of distress and inequality, starkly
illustrating how changes in America have placed too much risk on
the wrong shoulders. The authors describe new tools and
policies-from fin tech apps that help people manage money to laws
that guarantee predictable hours-that will improve stability for
those who need it most.
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