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The Development of the Maltese Insurance Industry - A Comprehensive Study (Hardcover)
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The Development of the Maltese Insurance Industry - A Comprehensive Study (Hardcover)
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Malta is the only country in the European Union, and one of only
six countries in the world, that has not had a banking crisis since
the 1970s. Despite its lack of raw materials, Malta currently has
one of the lowest rates of unemployment and inflation in the EU, as
well as a positive GDP. Yet there are only a few studies on the
development of the industry that contributes most to its economy,
the financial services industry. Drawing upon empirical findings,
archival research, and interviews, Zammit, Spiteri, and Grima fill
a major gap in the literature by delivering a study of the
development of the Maltese insurance industry. The authors collect
literature and insights from prominent figureheads in order to
outline the history of this major sector of the Maltese economy,
tracing its roots back to the earliest inhabitants of the island,
through to the expansion of its maritime trade, and working right
up to the present with the emergence of more complex and
sophisticated insurance services and products. The success of
Malta's specific risk-management practices, generally characterized
by risk-avoidance and prudence, is shown to have implications
beyond Maltese financial policy and regulatory development: it
offers concrete guidance from a small-scale "laboratory" for the
complex policy and development decisions of larger nations. This
study is of interest to students and academics of insurance, risk
management, and financial services, and it offers food for thought
and guidance to practitioners and policy makers.
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