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Books > Business & Economics > Industry & industrial studies > Service industries > Financial services industry
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The Fintech Disruption - How Financial Innovation Is Transforming the Banking Industry (Hardcover, 1st ed. 2023)
Loot Price: R4,919
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The Fintech Disruption - How Financial Innovation Is Transforming the Banking Industry (Hardcover, 1st ed. 2023)
Series: Palgrave Studies in Financial Services Technology
Expected to ship within 10 - 15 working days
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This book provides both practice-oriented and academic insights
into the disruptive power of fintech for the banking industry. It
explores (1) whether and how the banking industry can use newly
emerging technologies in the financial sphere to its advantage
while managing any associated risks, (2) how these technologies
affect traditional banking service formats as well as the pricing
of these services, and (3) whether the emergence of fintech in the
banking industry calls for a rethinking of existing banking
regulations such as the Basel Accords as well as country-specific
regulations. Prior publications in this area typically examine both
current applications of fintech in the banking industry, as well as
its future prospects, by analyzing actual cases or exploring the
impact of a single emerging technology on the banking industry.
They often ignore the interdependence between emerging technologies
and overlook the connection between fintech as a whole and the
future of the banking industry. This book addresses this gap by
providing a comprehensive overview of various fintech applications
and by analyzing what they mean for the future of banking. Given
the potentially disruptive power of fintech, the book will focus on
the challenges banking supervisors are likely to encounter as a
result of fintech's continual ascent. It will thus encourage
readers to think about and explore how to find a balance between
the beneficial aspects of fintech and the challenges it creates in
terms of supervision, regulation, and risk management.
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