Social insurance in United States-including the Social Security Act
of 1935 and the Medicare, Medicaid, and disability insurance
programs that were added later -- may be the greatest triumph of
American domestic policy. But true security has not been achieved.
As Michael J. Graetz and Jerry L. Mashaw show in this pathbreaking
book, the nation's system of social insurance is riddled with gaps,
inefficiences, and inequities. Even the most popular and successful
programs, Medicare and Social Security, face serious financial
challenges from the coming retirement of the baby boom generation
and the aging of the population.
This book challenges the notion that American social insurance
must remain inadequate, unaffordable, or both. In sharp contrast to
policymakers and analysts who debate only one income security
program at a time, Graetz and Mashaw examine social insurance whole
to assess its crucial role in providing economic security in a
dynamic market economy. They recognize that, notwithstanding a
proper emphasis on individual freedom and responsibility, Americans
share a common fate that binds them together in a common
enterprise. The authors offer us a new vision of the social
insurance contract and concrete proposals to make the nation's
families more secure without increasing costs.
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