Aging in America imposes dramatic personal, social, and economic
changes. Retirees have substantial power to affect both business
and public policy decision making. This book analyzes the
expenditure patterns of older households to characterize their
comparative lifestyles and quality of life. Expenditure patterns of
various elderly households are examined over time and compared with
the non-elderly. Particular emphasis is placed on analysis of
necessity and health care expenditures.
The authors empirically test the dominant theories of consumer
life-cycle behavior. They conclude that these theories do not
provide a consistent explanation for the expenditures of
heterogeneous age and income groups and that alternate
theories--the precautionary theory of elderly savings or the theory
of positional goods--have credence.
General
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