Despite the considerable economic growth of the Asia-Pacific,
poverty continues to be a major problem. One key way to create
sustainable livelihoods and to provide poor households an escape
route from poverty is microfinance. Since the early 1980s,
microfinance practitioners have proven that the poor are
creditworthy, capable of utilizing scarce capital efficiently in
viable incom-generating projects and able to pay back their loans.
This book collects the experience of microfinance practitioners in
11 countries in the Asia-Pacific region to describe the present
state of the art. It is designed to provide an overview of the
subject: why it is so essential to poverty reduction; what is the
"best practice"; what kind of policy framework and regulatory
environment is required. It offers both an extensive survey of the
academic literature and a selection of case studies, all from
authors who have been active practitioners in microfinance for many
years. The case studies cover four key countries in South Asia and
three countries in East Asia in which microfinance had become
particularly important. There is also a regional chapter covering
the Pacific islands.
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