First published in 1998, this collection of essays by eminent
microfinance practitioners provides a range of perspectives on
contemporary issues in the field. Different approaches are proposed
for achieving improved access by the poor to financial services.
The common denominator in these essays is financial sustainability
for the service provider. Issues addressed include: is savings
mobilization integral to microfinance and, if so, how should it be
incorporated in new programs? Are borrower groups a necessary
element of successful microfinance programs? Are NGOs the right
institutional vehicle for sustainable microfinance interventions?
Is standardized and generalizable microfinance credit rating system
feasible? While there is considerable diversity in the approaches
recommended in these essays, the importance of cost efficiency and
cost recovery forms the basis for most of the discussions.
General
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