You see something you like and automatically reach for that old
credit card. You ALWAYS use the card. Right? Why not? BUT, can you
really afford it? In order to answer that question with any degree
of accuracy, you need to have a budget. Not sure? Then you may
benefit significantly by re-thinking your finances. After reading
the entire book, you should be able to complete your own
personalized written monthly budget using the budget elements in
this book. You too can have a "good" budget and "live within your
means." The goal of this book is to help interested persons be
successful and, therefore, affect their entire lives and sense of
financial well-being---to be successful in managing personal
finances and plan for a comfortable, stable future
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