Control your spending, save money, regain peace of mind, and make
your life happier and healthier with Kakebo-the traditional
Japanese method of money management that is still widely used
today. Having enough money to live is one of the most important
factors affecting our health. Trying to balance expenses-utility
bills, housing, healthcare, food, and for many, the costs of
raising children (not to mention paying for college!)-leaves us
worried and stressed. But there is a solution: Kakebo, a practical,
proven method that helps you keep track of every penny, manage
spending, and save up to thirty percent more! With this invaluable
guide you'll interact with your spending every day for two years,
and learn how to manage your personal budget. Designed like a
diary, it allows you to record all your daily expenses week by week
so you can see exactly where your money goes. Each day is divided
into four categories: 1. primary needs-food, personal hygiene,
children; 2. optional needs-shopping, cosmetics, gifts; 3. culture
and free time-restaurants, books, entertainment; and 4.
extras/foreseeable expenses-such as travel, repairs, tuition, and
taxes. Kakebo begins with setting a monthly budget. At the
beginning of each month, enter your fixed incoming funds and
outgoing expenses, and set a savings target. Then, each day, record
your various expenses. By keeping close tabs on what you're
spending, you'll be able to identify the waste and see the most
significant areas where adjustments can be made. Kakebo also offers
practical and motivating tips that teach you how to save more
successfully. Kakebo isn't just about money-it helps to develop
self-awareness, self-discipline, and self-esteem, and promotes
peace of mind. Best of all, you can begin any time of
year-individually marking the months and days without wasting any
pages. Plus, its simple yet inviting for-color graphics help you
break down each expense and easily identify see where adjustments
need to be made.
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