Key to China's plans to promote rural development is the
de-marginalisation of the countryside through the incorporation of
rural areas into the urban-based market-oriented financial system.
For this reason, Chinese development planners have turned to
microcredit -- i.e. the provision of small-scale loans to
'financially excluded' rural households -- as a means of increasing
'financial consciousness' and facilitating rural
de-marginalisation. Drawing on in-depth fieldwork in rural China,
this book examines the formulation, implementation and outcomes of
government-run microcredit programmes in China-illuminating the
diverse roles that microcredit plays in local processes of
socioeconomic development and the livelihoods of local actors. It
details how microcredit facilitates de-marginalisation for some,
while simultaneously exacerbating the marginalisation of others;
and exposes the ways in which microcredit and other top-down
development strategies reflect and reinforce the contradictions and
paradoxes implicit in rural China's contemporary development
landscape.
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