'The definitive account of the history of poverty finance' -
Susanne Soederberg Finance, mobile and digital technologies - or
'fintech' - are being heralded in the world of development by the
likes of the IMF and World Bank as a silver bullet in the fight
against poverty. But should we believe the hype? A Critical History
of Poverty Finance demonstrates how newfangled 'digital financial
inclusion' efforts suffer from the same essential flaws as earlier
iterations of neoliberal 'financial inclusion'. Relying on
artificially created markets that simply aren't there among the
world's most disadvantaged economic actors, they also reinforce
existing patterns of inequality and uneven development, many of
which date back to the colonial era. Bernards offers an astute
analysis of the current fintech fad, contextualised through a
detailed colonial history of development finance, that ultimately
reveals the neoliberal vision of poverty alleviation for the pipe
dream it is.
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