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Books > History > History of specific subjects > Economic history
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Debtors and Creditors in America - Insolvency, Imprisonment for Debt, and Bankruptcy, 1607-1900 (Paperback)
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Debtors and Creditors in America - Insolvency, Imprisonment for Debt, and Bankruptcy, 1607-1900 (Paperback)
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Americans now depend more heavily upon credit than any other
society on Earth, or any other time in history. Borrowing has
become a way of life for millions of families, and it is hard to
imagine a time when charge accounts did not exist. Nonetheless, it
would be a mistake to assume that, because a wallet filled with
plastic instead of cash is a relatively new phenomenon, Americans
have not been borrowers and lenders since the colonization of the
New World. Author Peter J. Coleman proves otherwise. In one Form or
another -- notes of hand, book credit, commercial paper, mortgages,
land contracts -- settlers borrowed to pay their passage from
Europe, to buy and clear land, to build and operate mills, to
purchase slaves, and to gamble and drink. Debtors' prison awaited
those who could not pay their debts, and a pauper's grave received
the unfortunate who lacked the private means to feed and clothe
himself in prison. While the debtors' prisons described in this
book no longer exist, the author maintains that our credit-oriented
society has yet to devise cheap, efficient, equitable, and humane
methods of enforcing contracts for debt.
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