A comprehensive guide designed to help consumers understand the
American health insurance system so that they can obtain the
benefits to which they are entitled. Epstein explains the ins and
outs of both new and traditional health insurance plans, including
traditional individual and group policies, HMOs and other types of
managed care plans, self-funded plans, Medicare, Medicare HMOs,
Medigap, long-term care, COBRA, CHAMPUS, and Medical Savings
Accounts.
Written by a nationally syndicated columnist, this useful volume
also deals with special health insurance issues related to
children, adults with special needs, and individuals who may need
long-term care. In addition, Epstein provides valuable information
for individuals who are in the process of changing jobs or making
changes in their marital or family status, choosing a health
insurance plan, or arranging long-term care--including placement in
a nursing home or an assisted-living facility--for an aging parent.
The book has a practical focus with a variety of tables and
worksheets to help consumers establish a system for preventing
health insurance problems, and for dealing with any health
insurance problems that may arise. It also contains answers to
common questions about health insurance, and provides a list of
organizations that offer detailed information and advice in regard
to specific health insurance problems.
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