In the recent past, Islamic finance has made an impressive case
on the banking scene by becoming an alternative to the popular
conventional financial systems, spurring a lively academic debate
on how the Islamic finance industry can expand its services to
cover the poor. Several propositions have been aired which suggest
that the Islamic finance industry should consider developing an
efficient Shari?a compliant microfinance model.
This book brings together original contributions from leading
authorities on the subject of Shari?a Compliant Microfinance
(Islamic Microfinance) to propose innovative solutions and models
by carefully studying experiments conducted in various countries.
Where critiques of the current microfinance concepts, methods,
regulatory measures and practices have often revolved around its
practice of charging very high interest, this book discusses the
several models that draw on both theory and case studies to provide
a sustainable Shari?a compliant alternative. Arguing that while
Islamic finance might have made a remarkable contribution in the
financial markets, there remains a big question with regards to its
social relevance, the book provides new perspectives and innovative
solutions to issues facing the Islamic microfinance industry.
A comprehensive reference book for anyone wanting to learn more
about Shari?a Compliant Microfinance, this book will also be of use
to students and scholars of microfinance, Islamic finance, and to
anyone interested in learning about ethical and socially
responsible businesses.
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