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Money-Go-Rounds - The Importance of ROSCAs for Women (Paperback, New edition)
Loot Price: R1,217
Discovery Miles 12 170
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Money-Go-Rounds - The Importance of ROSCAs for Women (Paperback, New edition)
Series: Cross-Cultural Perspectives on Women
Expected to ship within 12 - 17 working days
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On most continents - from the USA to Africa and Asia - various
forms of rotating savings and credit associations (ROSCAs) serve
men and women of the community, often as their major - and
sometimes their only - savings institution. ROSCAs are self-help
associations with participants who agree to make regular
contributions to a fund which is given, in whole or in part, to
each contributor in rotation. All but the last member receives
credit, and certain ROSCAs have elaborate systems to meet this.
Some even make special provision for inflation and default. They
are common in both rural and urban areas and among a range of
occupational and income groups, from the poor to white-collar and
professional. They are used by women who do not have collateral for
other forms of credit, and as such often play an important part in
household and business finance. In providing important social and
welfare resources, they constitute valuable social capital. Because
even women who use banks and building societies may continue to use
ROSCAs extensively, formal financial institutions are developing
schemes for them.
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