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Books > Business & Economics > Finance & accounting > Finance > Pensions
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The Predictable Surprise - The Unraveling of the U.S. Retirement System (Paperback)
Loot Price: R921
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The Predictable Surprise - The Unraveling of the U.S. Retirement System (Paperback)
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For many of us, Social Security doesn't seem to be the good deal
our parents enjoyed. Pensions from previous generations have either
disappeared or been completely reengineered and, to make matters
worse, we have just gone through the worst decade for investing
since the Depression. As the 'Baby Boomer' generation reaches the
age of 65, Americans are faced with the confounding problem of how
to pay for a growing retired population with increasingly limited
financial resources.Yet the historical evolution of these current
dilemmas has been full of signs indicating that we would arrive
ultimately at where we are now. In Predictable Surprise, Sylvester
J. Schieber explains how retirement systems work and the
implications for various generations of continuing our current
course. He lays the background for the establishment of retirement
programs in the United States, focusing on the beginning of
employer-sponsored pensions and on Social Security. The motivations
for setting up these programs decades ago still persist, despite
current developments. Schieber explains how the original
architecture of Social Security has changed in ways that have led
to current concerns about financing and equity of the program. In
contrast, he shows how Social Security has at the same time defied
change to accommodate to social and economic circumstances that
have evolved since its 1935 inception. Schieber discusses benefits
that Social Security has delivered over time, how the system is
changing before our eyes, and the costs that it has exacted from
various segments of our society. Employing clear and concise
language, Schieber's Predictable Surprise describes the nuances of
the political economics of retirement in an approachable and
applicable manner-just when we need it the most.
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