To the layman who wishes to understand modern Islamic financial transactions, this book will prove friendly and helpful. It provides the underlying principles of Shariah financial instruments and presented them in actual and practical form. Since 1983, Malaysia has been making significant inroads into the Islamic financials landscape. Today Islamic financial transactions have made their presence felt in almost all financial institutions including banks, unit trusts, insurance, discount houses, fund management, factoring, pawn broking and project financing. And with more than USD200 billion Islamic funds available in global finance today, it is logical that the business of Islamic banking, insurance and fund management is fast expanding and encroaching into non-traditional financing. As the Holy Quran enjoins profit creation via trading and commercial transactions (al-bay') while forbidding profit earned from loans (riba), increasing Islamic consciousness among the Muslims today has opened up new business opportunities in Islamic finance, financial planning and wealth management. The Shariah not only condone interest as riba, but prohibits elements of gambling (maisir) in financial transactions. Ambiguities (gharar) in contractual agreements must be avoided at all cost while companies seeking Islamic capital must not engage with prohibited goods such as alcoholic beverages, pork and pornographic material. But current practices although unintentionally seem to out focus the real Quranic agenda for wealth creation and management. The Quranic alternative to riba is trade and commerce (al-bay'). The essence of trade and commerce is profit creation that implicates risk-taking (ghorm) and value-addition (kasb). Doing so promotes fairness and equitable transactions ('adl) and thus putting ethics and morality (akhlak) into the limelight of corporate business today. This book has attempted to venture into several issues of Islamic finance that incorporates the Quranic conception of trading and commerce (al-bay'). Profit created from financial instruments devoid of risk-taking (ghorm) and value addition (kasb) does not fit into the Quran's outlook of al-bay'. It critically examines current Islamic financial products offered by banks, mutual funds and insurance companies and help guide prospective customers to understand the underlying Shariah principles on which these products are structured. Products ranging from bank deposits/assets and capital market instruments are discussed based on prevailing practical experience in Malaysia as well as other Muslim countries. Divergent Shariah opinions on sale-buyback (bay' al-'inah) and debt trading (bay'al-dayn) are discussed with good intentions to harmonize global Islamic financial transactions. Of most significant is the push for equity financing (musyarakah/mudarabah) in the banking business with proper application of salam and istisna' contract as well. Widespread use of murabahah and al-bai-bithaman ajil (credit sale) contracts in Islamic finance is a worrying trend. This book tries to explore the place of Islamic financial contracts in modern financial markets, whether Islamic financial instruments actually reflect true label. Implication of trading (al-bay') is expected to invite venture capital application in Islamic banking and rationalizes universal banking model for Islamic banks. This book serves to guide banking customers, practitioners and investors over the range of Shariah products available in Malaysia's financial market and help impress how these products can impact their earnings and business.

This book presents part of the proceedings of the Manufacturing and Materials track of the iM3F 2021 conference held in Malaysia. This collection of articles deliberates on the key challenges and trends related to manufacturing as well as materials engineering and technology in setting the stage for the world in embracing the Fourth Industrial Revolution. It presents recent findings with regard to manufacturing and materials that are pertinent toward the realizations and ultimately the embodiment of Industry 4.0, with contributions from both industry and academia.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Sulaiman, and one particular story during his life. Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Yusuf through interaction and play.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Yunus, and one particular story during his life. Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Yunus's encounter with the whale through interaction and play.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Muhammad, and one particular story during his life. Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet's love for animals through interaction and play.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Nuh, and his great ark/. Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Nuh, his attempts to help his people, and the great flood that came down.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Ibrahim, and the little birds.

Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Ibrahim, his closeness to Allah, and the miraculous story of the little birds.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Adam, and one particular story of his. Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Adam, the wonders of Paradise where he once lived, and how Iblis got him to disobey Allah.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Sulaiman, and one particular story during his life. Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Sulaiman's ability to speak with animals through interaction and play.

A charming activity book, bursting with joyful animals and colorful backgrounds, that introduces children to the Prophet Ismail, and the Zamzam well.

Full of activities including crosswords, puzzles, mazes and colouring, this book is a wonderful way to teach children about the Prophet Ismail and the life-saving Zamzam spring that appeared in the desert.

Colloquium in Computer & Mathematical Sciences Education 2015 (CCMSE 2015) is an initiative from the Faculty of Computer & Mathematical Sciences, UiTM Perlis to foster a platform for discussing issues related to Teaching and Learning approach within the field of Computer Sciences, System Sciences, Information Technology, Computer Networks, Mathematics and Statistics.

This is a retrospective study to compare the difference in selected linear measurements of facial skeleton for three adult ethnic groups namely Malay, Chinese and Indian in Malaysia. Twenty-three (23) linear anthropometric measurements were obtained for midface and mandible. Measurements were made at vertical and horizontal plane. The measurements in Chinese were generally largest as compared with Malay and Indian. This was shows that Chinese have biggest facial skeleton. When comparing gender, male mean values consistently larger than female.

In this study the effects of fibre loading and coupling agent on the performance of Empty Fruit Bunch (EFB) fibre composites of oil palm biomass were investigated. The dried EFB were ground in random sizes for composite production. Ground fibre was compounded with polypropylene (PP) by means of a twin-screw compounder for preparing of EFB/PP composites. Maleic anhydride grafted polypropylene (MAPP) was used as a coupling agent. The incorporated fibre contents for EFB composites were 10 to 40% (by weight). The test specimens were prepared by injection moulding. The composites were characterized by melt flow index, mechanical tests such as tensile strength (TS), tensile modulus (TM), flexural strength (FS), flexural modulus (FM) and impact strength (IS). Surface morphology was also studied by SEM. Bonding/interaction mechanism was studied by FTIR and thermal stability was studied by TGA analysis form where the activation energy was calculated for different composites. It was found that both coupling agent and fibre content play in important role on composites properties.

The study investigated the texture depth, skidding resistance and roughness index of various bituminous pavement surfaces in Johor, Malaysia. The texture depth is a measure of the macrotexture of the pavement surface, which is the coarse component of the surface aggregate and determine by sand patch test (SPT). While the microtexture, which is the measure of the aggregate interstices referred to as the resistance to polishing (PSV) of the aggregate, is determined by the British pendulum test (PTV). The surface roughness of the road surface is determined by using the Australian walking profilometer. The surface roughness of road constitutes the comfort and safety the pavement provides to the user.

Resource-driven scheduling techniques focus on resource. Their objective is to schedule activities so that a project deadline is met using predefined resource availability limits. This study was carried out to investigate the method of project scheduling being adopted in the construction industry, the status, factors affecting and barriers to implementation of resource-driven scheduling implementation in Malaysian construction industry. Survey was conducted to determine the level of resource-driven scheduling and factors affecting the concerned implementation. Study showed that 59.6 percent firms are implementing resource-driven scheduling partially. The methods of project scheduling and resource options adopted were also investigated. A significant majority of construction firms (approximately 65%) adopted Microsoft project for scheduling. The research also focused on the barriers to implementation of resource-driven scheduling in construction projects. Lack of knowledge, no training session, budget allocation and uncertainty value were found very significant barriers.

Application of chitosan products in wastewater treatment has received considerable attention in recent years in the literature. In particular, the development of chitosan-based materials as useful adsorbent polymeric matrices is an expanding field in the area of adsorption science. This book, investigates the development of chitosan-based adsorbent for removal of oil from industrial wastwater treatment.