Many young musicians will admit they know little about personal finance. They have trouble budgeting what little money they make from their part-time jobs, carry debt incurred by ringing up credit cards on studio equipment they cannot afford, and get lured into using the latest investment apps that have them putting grandma's birthday card money into investments they may not even understand. Even worse, when that rare musician gains financial and career success, they often go on a mad spending spree only to end up completely broke ten years later. You don't want this to happen to you, right? This is why a simple and easy-to-read book written specifically for musicians about personal finance is so vital to understanding and success. Written by a 30-year expert in the music business together with a 30-year specialist in the investment industry, Personal Finance for Musicians provides a brief overview of everything you should have learned in school but didn't. Topics include: developing the right mind-set, paying-off debt, budgeting and saving, building credit, dealing with banks, paying taxes, insuring your assets, understanding investments, examining music revenue streams, learning the lingo, seeking financial help, avoiding financial noise, and more. This book provides an excellent introduction for musicians whose knowledge is limited or who are new to the critically important subject of personal finance. The objective is to help put you on the right track to better financial health and inspire you to learn more without intimidating you, or even worse-boring you.

Are you tired of living paycheck-to-paycheck, being broke and in debt, and watching everyone else become independently wealthy? Well, you've come to the right place. Many musicians will admit they know little about personal finance. In Personal Finance for Musicians, music industry and finance experts Bobby Borg and Britt Halsey coach you on how to: Make and save money Increase your credit score Protect yourself from identity theft Get out of debt Understand investment apps Invest responsibly Protect your assets Build a "freedom fund" for the future Limit your tax liability And so much more... With step-by-step action tips and short digestible chapters that can be read in any order, this book is presented in a no-nonsense, easy-to-read style that any musician can grasp. The objective is to educate and inspire you, without intimidating, or even worse-boring you. Let this book be your guide to financial success today!

Do it yourself and succeed! More and more artists are taking advantage of new technologies to try and build successful careers. But in this expanding competitive marketplace, serious do-it-yourself musicians need structured advice more than ever. In Music Marketing for the DIY Musician, veteran musician and industry insider Bobby Borg presents a strategic, step-by-step guide to producing a fully customized, low-budget plan of attack for marketing one's music. Presented in a conversational tone, this indispensable guide reveals the complete marketing process using the same fundamental concepts embraced by top innovative companies, while always encouraging musicians to find their creative niche and uphold their artistic vision. The objective is to help artists take greater control of their own destinies while saving money and time in attracting the full attention of top music industry professionals. It's ultimately about making music that matters, and music that gets heard! Updates include: *New interviews highlighting current marketing strategies for the new music market *Info on how to leverage digital marketing and streaming playlists *Updated stories and examples of current music marketing principles *Future forecasts and trends into music marketing *New and revised services, tools, references, and contacts that can help musicians further their careers *New marketing plan samples for bands/solo artists and freelance musicians and songwriters

Today, when artists are empowered to take greater control of their careers and earnings, the need for musicians to understand the business of music has never been greater. In a digital age overflowing with confusing and ever-changing information, musicians need trusted business advice from a veteran artist who can break down the basics in language they understand. Written by a professional musician for other musicians, Business Basics for Musicians is the laypersons guide to the music industry. In this must-have manual, music industry veteran Bobby Borg presents vital info in a conversational tone and an easy-to-scan format regarding five vital areas that musicians need to succeed: Career Execution, Business Relationships, Pro Teams, Deals and Dollars, and Future Predictions. Everything from copyrights to record deals, to managers, to merchandising, to doing it yourself is covered. With pro interviews, anecdotes, and review quizzes, Business Basics for Musicians is the complete handbook from start to success. Updates for this edition: *Changes in copyright laws *Summary of the Music Modernization Act *Updates on record, merch, publishing, and live performance deals *New trends in sponsorships and partnerships with product brands *New interviews with industry professionals, including managers, producers, and agents *New stories paralleling current events and industry happenings *Updated business resources, industry contacts, and URLs