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In this autobiography, Charles Farrell Crocker gives a glimpse of
the many ways God moved and worked throughout his life to touch the
lives of others through church music. known throughout the
southeast for his expertise with children's choirs, Charles Crocker
worked throughout his career to present extraordinary choral
performances for worship and for the glory of God.
A leading financial adviser offers a groundbreaking and simple
approach to tackling personal finance by breaking down formulas
used by the most successful businesses.
A troubled economy calls for answers. People need sound,
easy-to-follow financial advice that can be implemented
immediately. For the first time, a leading financial adviser has
developed a remarkable set of guidelines to give individuals the
same kind of objective insight into their personal finances that
successful businesses have. "Your Money Ratios" will help readers
effectively manage debt, invest prudently, and develop a realistic
and effective savings plan to ensure both financial success and
security. Readers need only plug their income and age into
Farrell's ratios to get an instant picture of their savings status
and overall financial health, as well as a road map for the
important choices for the future. Some key ratios include:
? The Capital-to-Income Ratio: how much capital (savings) you
should have if you plan to retire at 65
? The Mortgage-to-Income Ratio: the maximum mortgage debt you
should carry and still have sufficient capital left for comfortable
savings
? The Education-to-Average-Income Ratio: the amount of education-
related debt you can safely incur based on anticipated average
earnings after obtaining your degree
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The Vampire Lovers (Blu-ray disc)
George Cole, Kirsten Betts, John Forbes-Robertson, Ferdy Mayne, Peter Cushing, …
1
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R428
Discovery Miles 4 280
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Ships in 10 - 17 working days
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Sumptuous period backdrops and a wildly melodramatic soundtrack add
to the spooky gothic atmosphere of this classic slice of
sex-fuelled gore from the Hammer House of Horror. Ingrid Pitt plays
Camilla, a beautiful blood-sucking lesbian vampire with milky white
skin and a thirst for the blood of pretty young virgins. When she
attacks Laura (Pippa Steel), the daughter of General von Spielsdorf
(Peter Cushing), the general enlists the help of Baron Joachim von
Hartog (Douglas Wilmer) to overcome the vampiress and bring an end
to the terror and bloodshed.
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Elton Baatjies
Lester Walbrugh
Paperback
R320
R295
Discovery Miles 2 950
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