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Motor vehicle accidents are still a leading cause of death, even if
the trend has somewhat declined over the past 20 years. Indeed,
motor vehicle accidents are a significant cause of death in
comparison with air and space transport accidents, homicides and
even HIV infections, causes which are more often highlighted in the
media. As shown in this book, motor vehicle accidents are
particularly damaging to very young drivers. The assessment of
driving risks is a common concern for road transportation safety
and the automobile insurance industry. In both cases, there is an
awareness of the great losses resulting from the deaths, injuries
and property damage caused by traffic accidents. Research is
essential to counteract this public health threat, to assess the
success or failure of countermeasures, and to solve the problems it
generates in the insurance industry. This book is for people
concerned about road crashes (prevention and compensation) and
about the insurance problems they pose - namely private and public
institutional authorities, consultants, administrators,
practitioners, and researchers interested in sharing the authors'
experience in this domain. The book presents original contributions
related to motor vehicle insurance and road safety. All papers have
been evaluated by external referees. Four subjects are covered: 1)
Automobile Insurance Pricing, Risks and Asymmetric Information; 2)
Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation
and Risks; and 4) Road Insurance Regulation.
Motor vehicle accidents are still a leading cause of death, even if
the trend has somewhat declined over the past 20 years. Indeed,
motor vehicle accidents are a significant cause of death in
comparison with air and space transport accidents, homicides and
even HIV infections, causes which are more often highlighted in the
media. As shown in this book, motor vehicle accidents are
particularly damaging to very young drivers. The assessment of
driving risks is a common concern for road transportation safety
and the automobile insurance industry. In both cases, there is an
awareness of the great losses resulting from the deaths, injuries
and property damage caused by traffic accidents. Research is
essential to counteract this public health threat, to assess the
success or failure of countermeasures, and to solve the problems it
generates in the insurance industry. This book is for people
concerned about road crashes (prevention and compensation) and
about the insurance problems they pose - namely private and public
institutional authorities, consultants, administrators,
practitioners, and researchers interested in sharing the authors'
experience in this domain. The book presents original contributions
related to motor vehicle insurance and road safety. All papers have
been evaluated by external referees. Four subjects are covered: 1)
Automobile Insurance Pricing, Risks and Asymmetric Information; 2)
Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation
and Risks; and 4) Road Insurance Regulation.
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