In this first full-length study of improvement and National Improvement Associations (NIAs), Craig Turnbull explores the ideas and behavior of key improvement ideologues and practitioners. The book outlines the rural origins of improvement, and examines why Chicago became a focal point of grassroots improvement during the late nineteenth and early twentieth centuries. The book also offers the first systematic description and analysis of NIA objectives, activities, membership, politics, and organizational structures. It analyses the role of improvement in advancing the new professional agenda of real estate businessmen, and explains how and why they and NIAs became accomplices in adapting the ideology of improvement to develop and legitimatize the practices and discourse of legalized housing discrimination. The book concludes by explaining how the fine balance between reform and illiberalism underpinning grassroots improvement was upset by various structural and social changes, focusing on the increasing professionalism of reform leaders; the conflict between ascendant professional real estate businessmen and independent operators; the "Great Migration" of African Americans to Chicago; and the economic strictures imposed by World War I. This important book will appeal to urban scholars in a range of disciplines and to a more general audience interested in the history of cities during the late nineteenth and early twentieth centuries. The book would make an important addition to courses on urban history and urban studies, especially those that focus on the culture and politics of urban growth. The insights into the contradictions of progressivism offered by the book will be of particular interest to scholars and students seeking to extend their understanding of the changing dynamics of reform activity during the Progressive Era.

In the first book of its kind, Turnbull traces the development and implementation of actuarial ideas, from the conception of Equitable Life in the mid-18th century to the start of the 21st century. This book analyses the historical development of British actuarial thought in each of its three main practice areas of life assurance, pensions and general insurance. It discusses how new actuarial approaches were developed within each practice area, and how these emerging ideas interacted with each other and were often driven by common external factors such as shocks in the economic environment, new intellectual ideas from academia and developments in technology. A broad range of historically important actuarial topics are discussed such as the development of the blueprint for the actuarial management of with-profit business; historical developments in mortality modelling methods; changes in actuarial thinking on investment strategy for life and pensions business; changing perspectives on the objectives and methods for funding Defined Benefit pensions; the application of risk theory in general insurance reserving; the adoption of risk-based reserving and the Guaranteed Annuity Option crisis at the end of the 20th century. This book also provides an historical overview of some of the most important external contributions to actuarial thinking: in particular, the first century or so of modern thinking on probability and statistics, starting in the 1650s with Pascal and Fermat; and the developments in the field of financial economics over the third quarter of the twentieth century. This book identifies where historical actuarial thought heuristically anticipated some of the fundamental ideas of modern finance, and the challenges that the profession wrestled with in reconciling these ideas with traditional actuarial methods. Actuaries have played a profoundly influential role in the management of the United Kingdom's most important long-term financial institutions over the last two hundred years. This book will be the first to chart the influence of the actuarial profession to modern day. It will prove a valuable resource for actuaries, actuarial trainees and students of actuarial science. It will also be of interest to academics and professionals in related financial fields such as accountants, statisticians, economists and investment managers.