After many years of continuous development, operational risk management can now be regarded as an important and independent management discipline in its own right. It is a value-adding activity that has a direct or indirect impact on the bottom-line performances of organisations. It is fundamentally concerned with good governance and involves consistent alertness and continuous improvement. As a result, it is essential for business managers at all levels to understand the concept of operational risk management and its methodologies. Operational risk management will assist organisations to develop and implement an operational risk management process that will support the achievement of business objectives in a way that proactively addresses risk exposures and identifies potential business opportunities. In addition, Operational risk management attempts to bridge the gap that exists between some of the theoretical concepts of operational risk and the practical implementation. It deals firstly with the development phases of operational risk, and then illustrates the effective application of an operational risk management process. It also discusses relevant issues in the field and how to deal with risk exposures that could disrupt business processes and systems, with the achievement of business objectives and with the wellbeing of employees. Operational risk management is aimed at students, as well as at managers interested in the management of operational risk.

Operational risk management is fast becoming an independent management discipline in its own right. As such, it is crucial for risk managers to understand the concept and make use of available management methods to ensure a streamlined management process. It is therefore imperative to implement a framework for the development of a risk management culture, the introduction of a strategic risk management process and an effective risk management governance structure. Operational risk management effectively identifies and evaluates operational risk exposures, as well as the development and implementation of control measures, the costs of risks and the continuous monitoring of processes within the business environment from a risk management perspective - communicating the relevant concepts and the implementation of a practical approach to operational risk management. Contents include the following: Recognising operational risk exposures; Formulating mitigating action plans; Allocating responsibilities for the management of action plans; Improving control measures on a proactive basis; Reducing operating losses; Improving insurance management; Ensuring accurate risk reporting and disclosure; Improving shareholder value; Becoming a risk stable organisation; Ensuring a realistic risk appetite. Operational risk management is aimed at banking, financial management and economics students, as well as organisations interested in the management of operational risk.

Unlike some other reproductions of classic texts (1) We have not used OCR(Optical Character Recognition), as this leads to bad quality books with introduced typos. (2) In books where there are images such as portraits, maps, sketches etc We have endeavoured to keep the quality of these images, so they represent accurately the original artefact. Although occasionally there may be certain imperfections with these old texts, we feel they deserve to be made available for future generations to enjoy.

Unlike some other reproductions of classic texts (1) We have not used OCR(Optical Character Recognition), as this leads to bad quality books with introduced typos. (2) In books where there are images such as portraits, maps, sketches etc We have endeavoured to keep the quality of these images, so they represent accurately the original artefact. Although occasionally there may be certain imperfections with these old texts, we feel they deserve to be made available for future generations to enjoy.

Body rites as a holistic healing journey, anchored in the practice of decolonising healing and reclaiming body sovereignty, reaches back into indigenous roots and land-based healing. It centres remembering as a means of survival. This workbook is the first of its kind: a resource of rituals divided into four healing journeys for Black women, femmes and nonbinary survivors of sexual assault. The experiential workbook moves beyond prescriptive self-help models by providing a gentle guide and liaison to explore the impact of sexual trauma on the mind, body, heart and spirit. It is an invitation to heal holistically, drawing upon psychophysiology, lived body wisdom, trauma-informed embodiment practices, kinship and ancestral connections, and African spiritual practices. Most urgently, this book is a series of intimate conversations with your “self”; and remembrance that healing lives at the core of your intuition.

Practice, practice, and more practice! Covering grammar, comprehension, visual literacy, literature and literary devices and transactional writing, X-kit Achieve! English Home Language Study Guides give learners plenty of opportunity to practise those skills they typically struggle with in English. Graded exercises allow learners to assess and improve their knowledge and skills. Language and literary concepts are explained in simple language in a comprehensive glossary with examples. Transactional writing formats comply with the latest CAPS standards.

Studies on the First World War are plentiful but most tend to focus on the combatants. This volume offers a new and highly original perspective that shows the reader the civilian side of this protracted and destructive war through a succession of "snapshots": 130 excerpts from leading American and Canadian newspapers provide a collective portrait of life behind the battle lines, what is often called the "second" front. Written principally by Paris-based journalists, and intended for popular reading audiences, these articles depict ordinary people in a way that still touches the reader of today. They record eye-witness testimony of Paris under aerial bombardment, the gutted cathedrals at Reims and Arras, the cemeteries around Compiegne, the subterranean living quarters at Cambrai, and the heart-breaking orphanages at Chambly. Introduced and concluded by the editor, the volume also offers biographical notes on some of the leadingjournalist contributors, maps to familiarize readers with the geography of northern France, and detailed subject and geographical indices. The volume ends with a select bibliography of works on the subject of French civilian life during the Great War.

X-kit Achieve [subject, grade, e.g. Mathematics Grade 10] Study Guide has been revised to according incorporate the latest Assessment Guidelines (as outline in Section 4 of the CAPS), and updated with current trends to ensure the content remains relevant and applicable to learners. Written by experienced teachers, X-kit Achieve Study Guides are filled with step-by-step explanations, annotated diagrams and illustrated concepts, plenty of practice activities and answers, summary tables, and exam hints and tips.

Post-Soviet Russia in the 1990s saw a surge in civic participation. The traditional power structure officially relinquished control of political rhetoric and a nascent civil society had begun to emerge. Free elections and political partisanship between reformist and conservative elements of Russian society, spurred on by Russia's economic troubles, gave a "Wild West" tenor to public rhetoric that was reflected in the election campaigns of 1993, 1995, and 1996. In this volume, the authors examine, through a series of contemporaneously written essays, the arc of government rhetoric during the height of media freedom, the quest for a new national identity, and the struggle for self-government.

Antioxidants in Higher Plants provides a unique blend of molecular and biochemical approaches to cover the state of the art in antioxidant function. The chemistry and protective potential of sulfhydryl and hydroxyl compounds are emphasized. Interesting perspectives are presented regarding the response of antioxidant metabolism to interactions among environmental pollutants, illumination, temperature, and water availability. The book also discusses how tools of molecular biology may further clarify antioxidant function and response to stress. Antioxidants in Higher Plants will be an excellent reference for plant physiologists, biochemists, molecular biologists, ecologists, and students.

The essays in this book examine the arguments and rhetoric used by the United States and the USSR following two catastrophes that impacted both countries, as blame is cast and consequences are debated. In this environment, it was perhaps inevitable that conspiracy theories would arise, especially about the downing of Korean Air Lines Flight 007 over the Sea of Japan. Those theories are examined, resulting in at least one method for addressing conspiracy arguments. In the case of Chernobyl, the disaster ruptured the "social compact" between the Soviet government and the people; efforts to overcome the resulting disillusionment quickly became the focus of state efforts.

Antioxidants in Higher Plants provides a unique blend of molecular and biochemical approaches to cover the state of the art in antioxidant function. The chemistry and protective potential of sulfhydryl and hydroxyl compounds are emphasized. Interesting perspectives are presented regarding the response of antioxidant metabolism to interactions among environmental pollutants, illumination, temperature, and water availability. The book also discusses how tools of molecular biology may further clarify antioxidant function and response to stress. Antioxidants in Higher Plants will be an excellent reference for plant physiologists, biochemists, molecular biologists, ecologists, and students.

This unique text presents a systematic study of a proven method for increasing the memory and reading comprehension of older adults by using a program based on discourse processing. The program facilitates the encoding and retrieval of information through a reading strategy plan utilizing top-level structures in the text. The authors of this volume provide student and teacher training manuals for the program as well as a review of the literature, data tables and graphs; an extensive bibliography; and five 1 1/2 hour sessions to improve memory and reading comprehension.

Studies on the First World War are plentiful but most tend to focus on the combatants. This volume offers a new and highly original perspective that shows the reader the civilian side of this protracted and destructive war through a succession of "snapshots": 130 excerpts from leading American and Canadian newspapers provide a collective portrait of life behind the battle lines, what is often called the "second" front. Written principally by Paris-based journalists, and intended for popular reading audiences, these articles depict ordinary people in a way that still touches the reader of today. They record eye-witness testimony of Paris under aerial bombardment, the gutted cathedrals at Reims and Arras, the cemeteries around Compiegne, the subterranean living quarters at Cambrai, and the heart-breaking orphanages at Chambly. Introduced and concluded by the editor, the volume also offers biographical notes on some of the leadingjournalist contributors, maps to familiarize readers with the geography of northern France, and detailed subject and geographical indices. The volume ends with a select bibliography of works on the subject of French civilian life during the Great War.

Many musicians have enjoyed the solo and chamber music of Robert Valentine, especially that for flute or recorder, but few know anything of this composer's life and other music. This volume lists all of Valentine's known works, including original works, arrangements, and fragments. In standard thematic catalog procedure, the full incipit and original title of each work is provided, together with the date of first publication, statement of medium or genre, key or sequence of keys, thorough description of early editions, and brief listings of manuscripts, modern editions, and recordings, and a title-page transcription. Further, Young provides a biographical overview derived from the editions, musical manuscripts, and research currently available. The work is a model combination of descriptive and analytic bibliography and biography.

From December 7, 1941, until the Battle of Midway in June 1942, the war with Japan was a losing one. It was to be the darkest period of the almost four-year war. During those days, no times were more trying than the final hours for the men trapped on Wake Island, Bataan, Corregidor, Hong Kong and Singapore. This book, outlining the bitter end to their ordeals, covers the crucial days and final hours that led to their surrender, a capitulation that would shock the free world.

As he demonstrates that narratives of seduction function as a master plot for French literature in the eighteenth century, Paul Young argues that the prevalence of this trope was a reaction to a dominant cultural discourse that coded the novel and the new practice of solitary reading as dangerous, seductive practices. Situating his study in the context of paintings, educational manuals, and criticism that caution against the act of reading, Young considers both canonical and lesser-known works by authors that include Rousseau, Sade, Bastide, Laclos, Crebillon fils, and the writers of two widely read libertine novels. How these authors responded to a cultural climate that viewed literature, and especially the novel, as seductive, sheds light on the perils and pleasures of authorship, the ways in which texts interact with the larger cultural discourse, and what eighteenth-century texts tell us about the dangers of reading or writing. Ultimately, Young argues, the seduction not in the text, but by the text raises questions about the nature of pleasure in eighteenth-century French literature and culture.

Is the Old Testament man-centred? Is it merely a collection of myths that evolved out of man's search for God? Or is the Old Testament a record of God's Revelation to man in history? Is the Old Testament a part of the word of God? In the four lectures presented in this book, Dr Young explores the history, nature, content and influence of Old Testament theology. Dr. Young takes bold issue with modern scholars of the Old Testament, who have dissected its words, but ignored their meaning. In his discussion of Old Testament theology and history, he admits that archaeology has, in general, supported the position of those who have regarded Old Testament history as untrustworthy. However, his clear arguments support the premise that the Old Testament is grounded upon that which God Himself did in history. The author examines the nature of Old Testament theology, and compares Old Testament literature with references in The Iliad and The Odyssey and in the religious literature of Egypt and Babylonia. He traces the development of the oral tradition, which can be recognised in Old Testament literature, and the cultural influence which affected the scribes. However, whilst he argues that these influences should be noted, he believes that they are of secondary importance to the words themselves. Finally, Dr, Young concludes by analysing the meaning of the Covenant, and the content and influence of Old Testament theology. He examines the prophecies which prepare for the coming of the Messiah, and considers the manner in which the Old Testament paves the way for the New. This discussion of Old Testament theology is of supreme importance to ministers and students, and to all who love the Bible.

Introducing English Grammar provides a basic grounding in English grammar, without going into too much detail or theory, and will lay the foundation for further grammatical studies. David Young presents English grammar in a coherent and lively way. He dispels the popular notion among students that grammar is simply a set of dreary rules and argues for the importance of grammar in describing the structure and function of language itself. Exercises are provided at the end of each chapter and the book includes integrated diagrams and a glossary of technical terms at the back of the book.

Transforming Organizations provides in-depth case studies of outstanding government executives who dramatically changed both the performance and management of their organizations. The book includes case studies of Dan Goldin of the National Aeronautics and Space Administration, Ken Kizer of the Veterans Health Administration, James Lee Witt of the Federal Emergency Management Agency, and four high-ranking government officials who changed procurement in the Department of Defense. In addition, the book includes interviews with NASA Administrator Goldin and FEMA's Director Witt. The volume also includes an essay by Ken Kizer on his experience transforming the Veterans Health Administration. From these case studies, Mark A. Abramson and Paul R. Lawrence develop eight lessons that all executives can learn from in transforming their organization: select the right person, involve key players, engage employees, and persevere.

Thoroughly updated, Introduction to Polymers, Third Edition presents the science underpinning the synthesis, characterization and properties of polymers. The material has been completely reorganized and expanded to include important new topics and provide a coherent platform for teaching and learning the fundamental aspects of contemporary polymer science. New to the Third EditionPart IThis first part covers newer developments in polymer synthesis, includingliving radical polymerization, catalytic chain transfer and free-radical ring-opening polymerization, along with strategies for the synthesis of conducting polymers, dendrimers, hyperbranched polymers and block copolymers. Polymerization mechanisms have been made more explicit by showing electron movements. Part IIIn this part, the authors have added new topics on diffusion, solution behaviour of polyelectrolytes and field-flow fractionation methods. They also greatly expand coverage of spectroscopy, including UV visible, Raman, infrared, NMR and mass spectroscopy. In addition, the Flory Huggins theory for polymer solutions and their phase separation is treated more rigorously. Part IIIA completely new, major topic in this section is multicomponent polymer systems. The book also incorporates new material on macromolecular dynamics and reptation, liquid crystalline polymers and thermal analysis. Many of the diagrams and micrographs have been updated to more clearly highlight features of polymer morphology. Part IVThe last part of the book contains major new sections on polymer composites, such as nanocomposites, and electrical properties of polymers. Other new topics include effects of chain entanglements, swelling of elastomers, polymer fibres, impact behaviour and ductile fracture. Coverage of rubber-toughening of brittle plastics has also been revised and expanded.

For the last three decades Jock Young's work has had a profound impact on criminology. In this provocative new book, Young rejects much of what criminology has become, criticizing the rigid determinism and rampant positivism that dominate the discipline today. His erudite and entertaining examination of what's gone wrong with criminology draws on a range of research - from urban ethnography to sexology and criminal victimization studies - to illustrate its failings. Young makes a passionate case for a return to criminology's creative and critical potential, partly informed by the new developments in cultural criminology. A late-modern counterpart to C. Wright Mills' classic The Sociological Imagination, this inspirational piece of writing from one of the most brilliant voices in contemporary criminology will command widespread attention. The concluding part of the author's trilogy of influential texts including The Vertigo of Late Modernity and The Exclusive Society, it will be essential reading for anyone who cares about the future of criminology, and the social sciences more generally.