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This unique book tells the stories behind sixteen aspects of London
bus operation over the past fifty years. All of the authors have
worked in some way for London buses and speak of their contribution
to the running of the network. Together the stories provide a
fascinating look at the behind the scenes work of running bus
services in the world's greatest city. Subjects include driver
training and driving, designing liveries for London, the voice of
bus announcements, the Tendered Bus Unit, Smart ticketing, bus
control, bus stops, low-floor buses, operating the Sightseeing
Tour, London buses and the Olympics, mapping London bus routes,
running Docklands Minibuses and the design and production of
destination blinds. All profits from this book go to the London Bus
Museum.
Over the past century, if the wealthiest families had spent a
reasonable fraction of their wealth, paid taxes, invested in the
stock market, and passed their wealth down to the next generation,
there would be tens of thousands of billionaire heirs to
generations-old fortunes today. The puzzle of The Missing
Billionaires is why you cannot find one such billionaire on any
current rich list. There are a number of explanations, but this
book is focused on one mistake which is of profound importance to
all investors: poor risk decisions, both in investing and spending.
Many of these families didn’t choose bad investments– they
sized them incorrectly– and allowed their spending decisions to
amplify this mistake. The Missing Billionaires book offers a simple
yet powerful framework for making important lifetime financial
decisions in a systematic and rational way. It's for readers with a
baseline level of financial literacy, but doesn’t require a PhD.
It fills the gap between personal finance books and the academic
literature, bringing the valuable insights of academic finance to
non-specialists. Part One builds the theory of optimal investment
sizing from first principles, starting with betting on biased
coins. Part Two covers lifetime financial decision-making, with
emphasis on the integration of investment, saving and spending
decisions. Part Three covers practical implementation details,
including how to calibrate your personal level of risk-aversion,
and how to estimate the expected return and risk on a broad
spectrum of investments. The book is packed with case studies and
anecdotes, including one about Victor’s investment with LTCM as a
partner, and a bonus chapter on Liar’s Poker. The authors draw
extensively on their own experiences as principals of Elm Wealth, a
multi-billion-dollar wealth management practice, and prior to that
on their years as arbitrage traders– Victor at Salomon Brothers
and LTCM, and James at Nationsbank/CRT and Citadel. Whether you are
young and building wealth, an entrepreneur invested heavily in your
own business, or at a stage where your primary focus is investing
and spending, The Missing Billionaires: A Guide to Better Financial
Decisions is your must-have resource for thoughtful financial
decision-making.
Appropriate for those new to the topic and established scholars,
this holistic text examines the nexus of advocacy and
English-language teaching, beginning with theories of advocacy,
covering constraints and challenges in practice, and offering a
range of hands-on perspectives in different contexts and with
different populations. Bringing together wide-ranging and diverse
viewpoints in TESOL, this volume examines the role of advocacy
through a social justice lens in a range of contexts, including
K-12 classrooms and schools, adult and higher education settings,
families and communities, and teacher-education programs and
professional organizations. Advocacy in English Language Teaching
and Learning offers readers a deeper understanding of what advocacy
is and can be, and gives teacher candidates and educators the tools
to advocate for their students, their families and communities, and
their profession.
Appropriate for those new to the topic and established scholars,
this holistic text examines the nexus of advocacy and
English-language teaching, beginning with theories of advocacy,
covering constraints and challenges in practice, and offering a
range of hands-on perspectives in different contexts and with
different populations. Bringing together wide-ranging and diverse
viewpoints in TESOL, this volume examines the role of advocacy
through a social justice lens in a range of contexts, including
K-12 classrooms and schools, adult and higher education settings,
families and communities, and teacher-education programs and
professional organizations. Advocacy in English Language Teaching
and Learning offers readers a deeper understanding of what advocacy
is and can be, and gives teacher candidates and educators the tools
to advocate for their students, their families and communities, and
their profession.
This interdisciplinary study examines the transformation of Glasgow
as it has transitioned from a de-industrial to a post-industrial
city during the 20th and 21st centuries. A broad range of
contributors analyse diverse issues of urban policy, regeneration,
and economic and social change to consider the necessary actions
required to secure the gains of regeneration and create an
economically competitive and socially just city.
Examining intercellular infections in certain plant species that
lead to a symbiotic relationship between the host and its
endophytic microbes, this volume demonstrates the ability of many
types of endosymbionts, acting as a unit with hosts to better
survive, compete and reproduce. Practical applications of such
endophytes are also discussed, for example, pharmaceutical
developments and agricultural management.
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