The subject of the present work is the reform of consumer credit law at European level. Following a description of the historical development and the currently valid legal situation, legal and material problems are demonstrated by means of the current legal situation. The proposed reforms for a new consumer credit directive are examined and analysed in detail.

Bachelor Thesis from the year 2013 in the subject Business economics - Law, grade: 1.0, Management Center Innsbruck, course: Economics and Law, language: English, abstract: Start-up companies go through various stages of development on their way to success. This thesis examines the communication of vision in entrepreneurial companies, a process, which is necessary and commonly encountered by organizations that have already been in business for a few years. The communication of vision, and thus entrepreneurial spirit, is crucial for young companies because it typically constitutes the foundation of their current and also future success. This thesis will draw upon data gathered in an entrepreneurial company, which is at a point where it has to hire new employees and communicate its vision to them. A theory on the communication of vision will be created based on the examination of the primary research data collected at this company.

Bachelor Thesis from the year 2013 in the subject Business economics - Business Management, Corporate Governance, grade: -, Management Center Innsbruck, language: English, abstract: Mergers and acquisitions (M & A) are a form of corporate expansion and growth. They are not the only means of growth for a company, but they are an alternative to growth by internal or organic capital investments. (Sudarsanam, (1995) p. 1) The first decade of the new millennium was an era of global mega-mergers. Several factors like readily available credit, low interest rates, technological change and global competition fueled M & A activity and in 2007, M & A transactions reached a new record dollar volume worldwide. (DePamphilis, (2011) p. 13-14) Mergers and acquisitions are an important means of removing underperforming managers or companies and transferring resources to where they are most needed. (DePamphilis, (2011) p. 124) However, there is considerable evidence that many M & A activities remain unsuccessful. Estimated failure rates are typically between 60 and 80 percent. (Homburg and Bucerius, (2006) p. 347) Due to these high failure rates, it seems unreasonable for a company to engage in an M & A transaction, but still, more and more companies decide to do exactly that. Given the high failure rates of mergers and acquisitions, this topic is one that is of high significance and has been extensively researched in the past. This paper aims to collect the most important research that has been done on the topic of M & A motive, structure it and emphasize crucial findings. The first part of this paper introduces the reader to the world of mergers and acquisitions. After defining mergers and acquisitions, a brief overview of the various types and objectives is given. The next part of the paper informs the reader about the different motives, which may lead executives to engage in M & A transactions. Because shareholder value is essential to almost all firms, it is drawn upon as a f

Studienarbeit aus dem Jahr 2012 im Fachbereich Jura - Andere Rechtssysteme, Rechtsvergleichung, Note: 1, Management Center Innsbruck Internationale Fachhochschulgesellschaft mbH (Management and Law), Sprache: Deutsch, Abstract: Bis Juni 2010 konzipierte das Allgemeine burgerliche Gesetzbuch (ABGB) alte Fassung (aF) den Darlehensvertrag als Realkontrakt. Verpflichtungsgrund war somit nicht die Willensubereinkunft der Parteien, sondern die tatsachliche Ubergabe - also etwa die Uberweisung von Geld auf ein Konto. Diese Regelung wurde beim entgeltlichen Darlehen als unpraktikabel und wenig zeitgemass empfunden, da sie einen Darlehensvertrag erst mit Zuzahlung der Valuta zustande kommen liess. Im Zuge der Umsetzung der Verbraucherkredit-Richtlinie (RL) trat im Juni 2010 das Darlehens- und Kreditrechts-Anderungsgesetz (DaKRAG) in Kraft. Durch dieses Gesetz wurde nicht nur die RL umgesetzt, sondern auch das Darlehensrecht des ABGB umfassend reformiert. Die 983 ff ABGB losten sich von der bisherigen Realvertragskonstruktion und folgen nun dem Konsensualprinzip, welches bei den meisten Vertragstypen im ABGB schon existierte und den heutigen Bedurfnissen und Anschauungen entspricht. Nunmehr bringt bereits die blosse Willensubereinkunft einen voll wirksamen Vertrag zustande. Ziel dieser Seminararbeit ist es, einen Uberblick uber das neue Darlehensrecht des ABGB zu geben. Es soll die Bedeutung dieser Anderungen aufgezeigt werden. Diese Arbeit beschrankt sich auf die 983 ff ABGB, Ziel dieser Arbeit ist es daher nicht, samtliche Anderungen durch das DaKRAG zu untersuchen. Weiters beschrankt sich diese Arbeit auf den Darlehensvertrag im Allgemeinen und geht nicht naher auf die Sonderform des Kreditvertrags e