Aimed at advanced undergraduate and graduate students in economics, banking, and finance, this is a core textbook for the financial markets, institutions, and regulation option of courses in financial economics. It integrates modern theories of asymmetric information into the analysis of financial institutions, relating the theory to current developments.

Aimed at advanced undergraduate and graduate students in economics, banking, and finance, this is a core textbook for the financial markets, institutions, and regulation option of courses in financial economics. It integrates modern theories of asymmetric information into the analysis of financial institutions, relating the theory to current developments.

This is a story about the birth, development and reason for the construction of my garden railway. I have been a model railway fan for many years, and following early retirement due to illness decided to build a railway in the garden. I felt it needed to have a reason and purpose and as garden gnomes played a part in my working career thought it appropriate for it to be connected somehow with these lovable little chaps. Following a second more damaging stroke I started to write this book, and with the help of the members of a local club we have been able to turn the book into some sort of reality.