Before you decide to acknowledge any financial contract with your signature, read this book first You should be equipped with the correct knowledge to know that you are making a wise decision. This short book will provide you with insightful knowledge about financial decision-making, how banks earn money, and credit. Making sure that you understand the importance of sound financial decision-making will enhance your life in so many ways. It will be highly beneficial to you if you can learn about how financial institutions operate before you make any decisions.