Banks are entering a new environment. Regulation and supervision are becoming tougher, so that banks will be less likely to fail. If a bank does fail, bail-in rather than bail-out will be the new resolution regime, so that investors, not taxpayers, bear loss. Safe to Fail sums up the challenges that banks will face and how they can meet them.

The current crisis is emerging as the most severe downturn since the Great Depression. This book examines its cause, the efforts to contain the crisis and proposes a cure that will limit the risk that such crises could recur in the future.

Banks are entering a new environment. Regulation and supervision are becoming tougher, so that banks will be less likely to fail. If a bank does fail, bail-in rather than bail-out will be the new resolution regime, so that investors, not taxpayers, bear loss. Safe to Fail sums up the challenges that banks will face and how they can meet them.

This is a true story of the death of a child through homicide. It is about a mother's healing journey and the pivotal decisions she had to make in order to survive her son's death. It is about betrayal, and a shocking verdict but it's also about love, courage, and faith. It is hope for survival and inspiration for revival for those that are suffering a similar loss. "Unforgettable. The layers of grief are too exquisite for words but Sandra finds a way to the depth of her soul and describes the torment with such clarity ... you will not soon forget. Her haunting dreams will stay with you long after you have finished this extraordinary story of love, betrayal, courage, and hope. "Tiers of Sorrow" is one of the most heartbreakingly beautiful true stories you will ever read." -Wayne Cooper, Author and Publisher / Levita Media "Sandra is on a mission. After the violent death of her young adult son, she has armed herself with weapons from another world. Sandra has discovered the keys to hope and wellbeing but not until after experiencing utter grief and pain herself. A wounded healer knows how to reach the hurting. She has traveled the journey of deep sorrow and injustice and has come through it with startling understanding and strength. I recommend this book to the professionals who help crime victims and their families but, mostly, this story has the power to minister to anyone who suffers the loss of a loved one from a shooting, stabbing, or violent crime." -Margaret Montreuil, Speaker and Author, God in Sandals, God with Us, His Kingdome Come, and coming soon, Come & See "Deeply moving yet chilling. Tiers of Sorrow compels the reader to set aside petty, insignificant differences with loved ones and cherish every moment as the gift it is. It demonstrates courage in the face of heart wrenching circumstances that inspires hope us all." -M. Ann Bruce, Author, Director, Producer