|
Showing 1 - 7 of
7 matches in All Departments
This book explores the political, economic and regulatory context
in which credit regulation is taking place following the global
financial crisis. It suggests that current neoliberal economic
policies favour multi-national corporations rather than consumers
and examines regulatory responses to the internationalization of
consumer finance protection. Detailing how EU consumers have been
affected by national economic conditions, the book also analyses
the lending regimes of Europe, Australia, the US and South Africa
and offers suggestions for responsible lending to avoid
over-indebtedness and corrupt mortgage-lending. Finally, new
approaches and directions for consumer credit regulations are
outlined, such as protection for small businesses, protection
against risky credit products, reorganization of mortgage
securitization and the possibility of a partnership model to
address financial exclusion. The book includes contributions from
leading names in the field of consumer law and will be invaluable
to those interested in banking, business and commercial law.
Exploring the advantages and disadvantages of codifying contract
law, this book considers the question from the perspectives of both
civil and common law systems, referring in detail to issues of
international and consumer law. With contributions from leading
international scholars, the chapters present a range of opinions on
the virtues of codification, encouraging further debate on this
topic. The book commences with a discussion on the
internationalization imperative for codification of contract law.
It then turns to regional issues, exploring first codification
attempts in the European Union and Japan, and then issues relevant
to codification in the common law jurisdictions of Australia, New
Zealand and the United States. The collection concludes with two
chapters which consider the need to draw upon both private and
comparative international law perspectives to inform any
codification reforms. This book will be of interest to
international and comparative contract law academics, as well as
regulators and policy-makers.
This book explores the political, economic and regulatory context
in which credit regulation is taking place following the global
financial crisis. It suggests that current neoliberal economic
policies favour multi-national corporations rather than consumers
and examines regulatory responses to the internationalization of
consumer finance protection. Detailing how EU consumers have been
affected by national economic conditions, the book also analyses
the lending regimes of Europe, Australia, the US and South Africa
and offers suggestions for responsible lending to avoid
over-indebtedness and corrupt mortgage-lending. Finally, new
approaches and directions for consumer credit regulations are
outlined, such as protection for small businesses, protection
against risky credit products, reorganization of mortgage
securitization and the possibility of a partnership model to
address financial exclusion. The book includes contributions from
leading names in the field of consumer law and will be invaluable
to those interested in banking, business and commercial law.
Exploring the advantages and disadvantages of codifying contract
law, this book considers the question from the perspectives of both
civil and common law systems, referring in detail to issues of
international and consumer law. With contributions from leading
international scholars, the chapters present a range of opinions on
the virtues of codification, encouraging further debate on this
topic. The book commences with a discussion on the
internationalization imperative for codification of contract law.
It then turns to regional issues, exploring first codification
attempts in the European Union and Japan, and then issues relevant
to codification in the common law jurisdictions of Australia, New
Zealand and the United States. The collection concludes with two
chapters which consider the need to draw upon both private and
comparative international law perspectives to inform any
codification reforms. This book will be of interest to
international and comparative contract law academics, as well as
regulators and policy-makers.
Bioluminescence is everywhere on earth--most of all in the ocean,
from angler fish in the depths to the flashing of dinoflagellates
at the surface. Here, Therese Wilson and Woody Hastings explore the
natural history, evolution, and biochemistry of the diverse array
of organisms that emit light. While some bacteria, mushrooms, and
invertebrates, as well as fish, are bioluminescent, other
vertebrates and plants are not. The sporadic distribution and
paucity of luminous forms calls for explanation, as does the fact
that unrelated groups evolved completely different biochemical
pathways to luminescence. The authors explore the hypothesis that
many different luciferase systems arose in the early evolution of
life because of their ability to remove oxygen, which was toxic to
life when it first appeared on earth. As oxygen became abundant and
bioluminescence was no longer adequate for oxygen removal, other
antioxidant mechanisms evolved and most luminous species became
extinct. Those light-emitting species that avoided extinction
evolved uses with survival value for the light itself. Today's
luminous organisms use bioluminescence for defense from predators,
for their own predatory purposes, or for communication in sexual
courtship. Bioluminescence was earlier viewed as a fascinating
feature of the living world, but one whose study seemed unlikely to
contribute in any practical way. Today, bioluminescence is no
longer an esoteric area of research. Applications are numerous,
ranging from the rapid detection of microbial contamination in beef
and water, to finding the location of cancer cells, to working out
circuitry in the brain.
Accessible, understandable poetry Coming from Therese's evolving
understanding of life and God, and the universality of the human
experience, the everyday becomes profound and meaningful.
Accessible, understandable poetry Coming from Therese's evolving
understanding of life and God, and the universality of the human
experience, the everyday becomes profound and meaningful.
|
You may like...
Loot
Nadine Gordimer
Paperback
(2)
R398
R330
Discovery Miles 3 300
Loot
Nadine Gordimer
Paperback
(2)
R398
R330
Discovery Miles 3 300
|