30 mountain bike routes of mixed variety from 15km low level for family parties to plus 50km over high ground for the fit. Easy to follow route descriptions plus maps.

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

An Homage to Jean Helion and "Le Grand Luxembourg" This book accompanies the exhibition at the Lovejoy Library, Southern Illinois University Edwardsville, Installed October 17, 2013. Forward by Eric B. Barnett: In February 2013, The University Museum at Southern Illinois University Edwardsville was approached by Glen Cebulash, Chair of the Department of Art and Art History at Wright State University, on behalf of the Midwest Paint Group. Individually and collectively, the twelve members of that group have been influenced by the work of the French artist, Jean Helion. Mr. Cebulash expressed the group's interest in creating a series of artworks in response to our Helion painting. Through our conversations we came up with the idea of hosting a visual symposium in which the various artists present their work and establish what we hope is a visual dialogue among the artists that can be shared by a broader audience. SIUE is fortunate to have in our collection an important painting by Helion entitled Le Grand Luxembourg. Joseph Cantor of Carmel, Indiana donated this painting to the University in 1965 through the efforts of Katherine Kuh who was responsible for assembling the original art collection of SIUE. This painting came to SIUE rolled as one would a large rug. Due to the size of the piece, it had to be stretched in situ. Le Grand Luxembourg is an important work because it marked the height of Helion's post-WWII departure from Universal Abstract painting and subsequent movement towards representational art.

"I was born with the heart of a romantic. I fell in love at the drop of a hat, longed for someone to heal my loneliness, always attracted to the wrong women. Like others, I struggled for years with love and relationships. And like others, I thought I was all alone and that there was something wrong with me. "I finally did find a special someone, but finding that person was simpler than I had thought. "The storybooks have it all wrong. "This is my story, the frank confession of a romantic idiot who was lucky enough to find the secret of happily ever after." (J. Timothy King)

Gail Bishop is a headstrong, driven, single-minded businesswoman, a successful independent professional at only 29 years old. But she still feels empty. Eddie Chase is a fun-loving real-estate agent who made a mint in the boom market, now fast running out of money. And their friends set them up on a blind date, unaware that many years ago, they were once married to each other. Now, both are taken aback by their feelings for each other at a romantic, seaside cottage on Ardor Point, and by the impact this will have on the rest of their lives. This long-languishing relationship that Gail thought was surely dead, could it hold the secret, the meaning of life that she's looking for? A heart-wrenching story of human kindness and love without strings.

A story of Espionage, Romance, and Abuse of Power in the fictional town of Abe's Turn: Somewhere in America, the people live in a police state. Ted and Clydene Jackson have felt it personally. So have their friends Mira and Michael, and all the victims they've tried to help, and all the volunteers lobbying to remove Police Chief Baedes from power. For Baedes's sole ambition is to "protect" the town of Abe's Turn, at all costs, even if he has to destroy a few innocents in the process. And he will knock down anyone who tries to get in his way. However, these four friends, unknown even to them, have the means, motive, and opportunity to restrain the forces around them, if they dare. and if their own feelings for each other don't stop them before they even begin. Politically incorrect, distinctly libertarian, and teeming with complex characters, this epic novelette series (with a planned 24-episode story arc) explores the heart of freedom and the dangers of power. It blurs the lines between state, revolution, and terrorism. It asks what Thomas Jefferson once asked: "What country can preserve its liberties, if its rulers are not warned from time to time, that this people preserve the spirit of resistance?" (This first volume contains only Season 1, Episodes 1-4 of the series.)