This book is a comparative study of international practices in bankruptcy law, providing perspectives from a variety of specialisms including practitioners, lawyers, bankers, accountants and judges from the United Arab Emirates, the UK and Singapore.

How an economy handles financial and business distress has a major impact on confidence in business, the availability of investment, the cost of credit, and economic growth. The financial crisis of 2007-2008 and its aftermath was a catalyst to legal reform in the field of bankruptcy and restructuring law and brought an added focus to the systemic threat of bank failure to the financial system. This book explores the general principles and practice of legal reform within bankruptcy. From a variety of specialists including practitioners, lawyers, bankers, accountants and judges from the United Arab Emirates, the UK and Singapore, it provides a variety of perspectives on the topic. Chapters include topics such as the 'Four Pillars of Regulatory Framework', the history and application of the UNCITRAL Model Law on Cross-Border Insolvency, the challenges for financial institutions and the treatment of the insolvency of natural persons. The book also offers a comparative study of Islamic Shari'ah principles with modern bankruptcy regimes, an analysis of bankruptcy in the UAE and an evaluation of the legal infrastructure of the DIFC Courts. The authors explore core questions surrounding bankruptcy law, including its ability to facilitate the turnaround of business, to enable efficient reallocation of capital, to provide coherent rules for entrepreneurs, investors, employees, and creditors, and to provide for both appropriate sanctions and for rehabilitation. ?

This book provides an in-depth analysis of 4 economically significant Asian jurisdictions: Mainland China, India, Hong Kong and Singapore. These jurisdictions have recently either reformed - or are considering reforming - their corporate restructuring laws to promote regimes conducive to restructuring financially distressed, but otherwise economically viable, companies. Mainland China, India, Hong Kong and Singapore continue to adhere to a framework that requires the court's final approval but draw references from Chapter 11 of the Bankruptcy Code 1978 in the United States and/or the schemes of arrangement in the United Kingdom. However, the institutional and market structures are very different in Asia; in particular, Asia has a far higher concentration in shareholdings among listed firms, including holdings by families and the state, and a different composition of creditors. The book explains how, notwithstanding the legal transplantation, corporate restructuring laws in these Asian jurisdictions have adapted and evolved due to the frictions in shareholder-creditor and creditor-creditor relationships, and the role of the state in resolving non-performing loans and financial distress of state-owned enterprises which are listed, or which issue public debt. The study argues that any reforms must go beyond professionalising the insolvency professionals and the judiciary but must be designed to address fundamental issues of corporate governance, bank regulation and enforcing non-bankruptcy rules. It offers invaluable insights for academics and policy makers alike.

Tenth Edition, (2014) This revised and updated Chapter 11 bankruptcy book for attorneys / lawyers contains everything an attorney needs to know to successfully prosecute a Chapter 11 bankruptcy case. It contains commentary and instructions on the preparation, filing and handling of small business cases under Chapter 11 of the Bankruptcy Code. It covers the filing and handling of Chapter 11 cases for small businesses and individuals in any state or district. Ideal for attorneys with all levels of familiarity with Chapter 11, from attorneys who may not be familiar with Chapter 11 practice, to experienced attorneys. This handbook has helped more than 10,000 attorneys expand and perfect their practice nationwide. This handbook contains: Instructions on handling every aspect of a Chapter 11 case, from the initial interview to the closing of the case The complete text of the Federal Bankruptcy Rules and all applicable chapters of the Bankruptcy Code revised to January 1, 2014 Samples of the petitions, schedules, statements, motions and other documents used in Chapter 11 cases Informative questions and answers about Chapter 11 Workouts and other nonbankruptcy alternatives An explanation of the employment and compensation of the debtor's attorney in a Chapter 11 case An explanation of when Chapter 11 is preferable to Chapter 7 or 13 An explanation of how to prepare and obtain approval of a Plan of Reorganization and a Disclosure Statement An explanation of the confirmation process in Chapter 11 cases Every book comes with a download of bonus content including a pdf copy of the Bankruptcy Code, all exhibits from the book, and more

This latest edition of The Consumer Bankruptcy Handbook is current to January 1, 2014 and covers all aspects of handling Chapter 7 and Chapter 13 cases. Every Attorney Needs a Copy of Argyle's Consumer Bankruptcy Handbook. Argyle's Attorney's Handbook on Consumer Bankruptcy and Chapter 13 is a required resource for all civil attorneys. It's no wonder this book has been Argyle's bestseller for 38 years. This Handbook empowers you to competently handle a client's Chapter 7 or 13 bankruptcy, or to represent a creditor in one of these proceedings. This Handbook shows you how to: Analyze a client-debtor's financial situation and analyze nonbankruptcy alternatives. Understand the difference between Chapters 7 and 13 bankruptcies Conduct a means-test to determine eligibility under Chapter 7 Interview a potential client-debtor. Prepare Chapter 7 bankruptcy forms, including official forms Prepare Chapter 13 bankruptcy forms, including official forms Claim all exemptions to which your client is entitled Analyze the automatic stay Reaffirm dischargeable debts. Dismiss or convert a case to another Chapter. Prepare a confirmable Chapter 13 Plan The perfect "nuts and bolts" practice guide, exemption manual, Bankruptcy Code, and Rules all in one package. This handbook is perfect for attorneys seeking to expand their practice into consumer bankruptcy, or is a handy desk reference for experienced bankruptcy lawyers. This 467-page handbook contains: Exemption amounts for all 50 states with statutory references-over 2,300 separate exemptions All changes in bankruptcy law, practice, and procedure current to January 1, 2014 related to the handling of Chapter 7 and Chapter 13 consumer cases; The relevant text of the Bankruptcy Code current to January 1, 2014; The notices and disclosures required of attorneys under the Bankruptcy Code; Expanded bankruptcy work sheets and updated lists of exempt property for each state current to January 1, 2014; Filled-in sample forms required under the Bankruptcy Code (more than 35 filled-in forms); The Federal Rules of Bankruptcy Procedure, current to January 1, 2014. Bonus Material is Downloadable from Argyle's Website, includes: All Federal Bankruptcy Forms in "Fillable," Savable PDF format. Entire Text of the Bankruptcy Code. Entire Text of the Rules of Bankruptcy Procedure Federal Rules of Evidence Federal Rules of Civil Procedure Expand your practice area or continue to provide solid legal advice by staying current with emerging trends in consumer bankruptcy with this 2014 Edition of the Attorney's Handbook on Consumer Bankruptcy and Ch. 13.

This book shows that a special bank bankruptcy regime is desirable for the efficient restructuring and/or liquidation of distressed banks. It explores in detail both the principal features of corporate bankruptcy law and the specific characteristics of banks including the importance of public confidence, negative externalities of bank failures, fragmented regulatory framework, bank opaqueness, and the related asset-substitution problem and liquidity provision. These features distinguish banks from other corporations and are largely neglected in corporate bankruptcy law. The authors, an assistant professor for money and finance and a research economist at the Dutch Central Bank, propose changes in both prudential regulation and reorganization policies that should allow regulators and banking authorities to better mitigate disruptions in the financial system and minimize the social costs of bank failures. Their recommendations are complemented by a discussion of bank failures from the 2007-2009 financial crisis.

Credit Repair Self Help When it comes to credit repair when you have found yourself in a bad credit situation, self-help might be the best route for you to go. It seems we are bombarded daily and often with companies who claim that they can help you repair your credit for a small fee and you won't have to worry about it at all. However, the truth is that self help credit repair is not only possible, but really the way to go. It isn't as difficult as many people might think going about repairing your credit yourself. In fact the newest trend in credit repair actually the self help road. All you need to do is start by pulling a copy of your credit report from all three credit reporting bureaus: Experian, Equifax, and TransUnion. You are entitled to one free credit report per year thanks to passage of the FACT Act. The other two, you'll have to pay for, but the fee is usually small - between $10 and $15. After you get your credit reports, the next self help step is to go through those reports and check to see that the information is accurate. Most of the time, there are going to be errors of some type. These errors can vary from a past due account that has been paid off to a debt that wasn't yours in the first place.If you find errors, you need to contact the credit reporting agency both by phone and in writing. You'll be asked to provide proof of the error and then they, in turn are required to notify you in writing of their decision to either remove it from your credit report or leave it due to insufficient proof. Be diligent in this endeavor. An accomplished self help credit repair program entails being aggressive when it comes to your information and the accuracy of that information.Another part of a self help credit repair program includes the development of a long-term plan that will help you keep your credit use under control and a plan for not getting into credit problems again. Sure, credit counselors can help you do this, but why pay the money and take the chance that you are dealing with a less than reputable company? Do a little research and you'll find that there is plenty of information available on the Internet as well as software programs that can help you with your self help credit repair program. Repairing your credit yourself requires a commitment on your behalf, but in the long run, you'll be pleased with the results - and knowing that you did it yourself How to fix your credit How to raise your credit score 700 credit score 600 credit score What is a credit score

Banks, Bankers, and Bankruptcies Under Crisis uses case studies of failed banks, banks that would have failed without taxpayer intervention, and in some cases banks obliged to merge under government pressure, to better understand global banking today.

If you want to beat your debt problems with a bankruptcy, but you are tired of "lawyer-talk" or websites that tell you nothing, you will love this book It delivers down to earth advice and answers to tough questions like--Will I qualify for Chapter 7 under the new rules? How much income is too much? What is an "undue hardship student loan discharge"? What property will I get to keep? What is exemption planning and how do I take advantage of it? How do I choose the right bankruptcy lawyer for my case? How do I get rid of liens on my property? How can I buy back my car or other property for less than I owe on it? What property will I get to keep? What should I do when the bank wants me to "reaffirm" my car loan--I need that car? Los Angeles bankruptcy attorneys Leon Bayer and Jeffrey Wishman share over 60 years of combined debt relief wisdom in this little powerhouse of a book. Let them show you how real humans take advantage of the generous Federal bankruptcy laws and get a fresh start.

Should I File: A Definitive Guide to Bankruptcy is a book designed for those considering filing for bankruptcy. It answers many of the common questions and explains many of the benefits to bankruptcy but also many of the problems. It helps readers determine if they are eligible, what they can potentially keep, and how to navigate through the process. Reading this book before hiring an attorney will allow the reader to avoid many of the pitfalls common in bankruptcy and will help then select competent legal representation. What others are saying about "Should I File: A Definitive Guide to Bankruptcy." "This book is a great resource for those considering whether or not to file for bankruptcy." Jason Miller author of the book "Excelling in Law School: A Complete Approach." Miller also has commented that "Jeffrey Holst is one of the smartest people I know." Ben Wetmore author of "Getting A Job in Politics and Keeping it." Says that ..".this book gives a great run down and explanation on the main points and answers the main questions that anyone would have."

Please note this book has been updated. The new 2014 version (10th Edition) can be purchased here: http: //amzn.com/1880730685. This handbook contains everything an attorney needs to know to successfully prosecute a Chapter 11 bankruptcy case. It contains commentary and instructions on the preparation, filing and handling of small business cases under Chapter 11 of the Bankruptcy Code. It covers the filing and handling of Chapter 11 cases for small businesses and individuals in any state or district. Ideal for attorneys with all levels of familiarity with Chapter 11, from attorneys who may not be familiar with Chapter 11 practice, to experienced attorneys. This handbook has helped more than 10,000 attorneys expand and perfect their Chapter 11 practice nationwide. This handbook contains: Instructions on handling every aspect of a Chapter 11 case, from the initial interview to the closing of the case; The complete text of the Federal Bankruptcy Rules and all applicable chapters of the Bankruptcy Code; Samples of the petitions, schedules, statements, motions and other documents used in Chapter 11 cases; Informative questions and answers about Chapter 11; Workouts and other nonbankruptcy alternatives; An explanation of the employment and compensation of the debtor's attorney in a Chapter 11 case; An explanation of when Chapter 11 is preferable to Chapter 7 or 13; An explanation of how to prepare and obtain approval of a Plan of Reorganization and a Disclosure Statement; An explanation of the confirmation process in Chapter 11 cases; And much more