|
Books > Business & Economics > Industry & industrial studies > Service industries > Financial services industry
Loan sharks may conjure up an image of tough guys in fedoras
looking to make a profit off of desperate people in dire financial
straits, but in reality, lenders who advance small sums of cash at
high interest rates until payday existed long before organized
crime entered the trade. Today the businesses that fill this niche
in the credit market prefer the name 'payday lenders' rather than
loan sharks, but most large cities are still a hotbed of usurious
lending, and the landscapes are dotted with their inviting and
brightly colored storefronts. Despite their more respectable name,
these predatory lenders have endured through regulation,
prohibition, and the rise and fall of the mob since the late 1800s.
In this intriguing and accessible book, Mayer aptly assesses the
consequences of high-interest lending--both for the people who
borrow at such steep prices and for society as a whole. He argues
that although some consumers gain from borrowing at high rates,
payday lending in its modern form consistently traps many of the
wage earners who pawn their postdated checks, leaving them worse
off than they were before. Because payday lending regulations vary
widely throughout the country, Mayer chose to focus his story on
Chicago, a city that serves as a fine representative of the legacy
of loan sharking. "Quick Cash "will engage policy analysts,
economists, and regional historians, as wells as general readers
interested in the fascinating story behind these unscrupulous
lending operations that feed off America's current tough economic
times.
Examining the regulation of banking in the United States between
1900 and the Great Depression, Eugene Nelson White shows how
Congress and the state legislatures tried to strengthen the banking
system by creating new institutions, rather than by changing
nineteenth-century laws that perpetuated the unit structure of the
banking industry.
Originally published in 1983.
The Princeton Legacy Library uses the latest print-on-demand
technology to again make available previously out-of-print books
from the distinguished backlist of Princeton University Press.
These paperback editions preserve the original texts of these
important books while presenting them in durable paperback
editions. The goal of the Princeton Legacy Library is to vastly
increase access to the rich scholarly heritage found in the
thousands of books published by Princeton University Press since
its founding in 1905.
The dramatic story of the last fifty years of the Speyer banking
dynasty, a Jewish family of German descent, is surprisingly little
known today, yet at the turn of the 20th century, Speyer was the
third largest investment banking firm in the United States, behind
only Morgan and Kuhn, Loeb. It had branches in London, Frankfurt
and New York, and the projects it financed included the Southern
Pacific Railroad, the London Underground and the infrastructure of
the new Cuban republic. Later, it was the first major banking firm
to finance Germany's Weimar Republic, as well as providing League
of Nations loans to Hungary, Greece and Bulgaria. Yet, the firm was
doomed by the nationalist passions aroused by World War I. Its
English partner was denaturalised and exiled; its American partner
enjoyed reduced standing because of his connection to Germany; and
the Frankfurt branch closed with the coming of the Third Reich, its
German partner fleeing into exile. The firm was dissolved in 1939,
a surprisingly anticlimactic end to one of the great international
banking companies of modern times. George W. Liebmann here tells
the story of the firm and the family - shedding new light on the
protagonists of a remarkable dynasty, who came undone in the
dramatic years of the early 20th century.
Dieses Buch hilft Versicherungsvermittlern beim nachhaltigen Aufbau
von Vertrauen zu potenziellen und bereits gewonnenen Kunden. Dazu
vermittelt Volker Eickenberg praxisnah die Methoden des Purpose
Marketing. Beim Verkauf von Dienstleistungen (in einer
Dienstleistungsgesell schaft) kommt es entscheidend darauf an, das
mit dem Purpose Marketing gewonnene Vertrauen der Kunden auf
rechtzu erhalten und fur das interpersonale Vertrauen zu starken.
Es gilt, mit Dienstleis tun gen das Lebensgefuhl der Privatkunden
vertrauensvoll zu bedienen. Das gewonnene Kunden vertrauen fuhrt
(im Sinne der Corporate Social Responsibility) zur Verantwortung
des Manage ments und Manager (vierte Saule zur Triple Bottom Line):
vertrauen basierte Verantwortung.
Sustainable investing is a rapidly growing and evolving field. With
investors expressing ever greater interest in environmental,
social, and governance (ESG) metrics and reporting, companies face
a sustainability imperative and the need to remake their business
models to respond to an array of pressing issues including climate
change, air and water pollution, racial justice, workplace
diversity, economic inequality, privacy, corporate integrity, and
good governance. From equities to fixed income and from private
equity to impact-investing, investors of all kinds now want to
understand which companies will be marketplace leaders in a
business future redefined by sustainability. Thus, investment
strategies, risk models, financial vehicles, applications, data,
metrics, standards, and regulations are all changing rapidly around
the world. In an effort to better understand the current status and
movement of this dynamic field and to provide a practical reference
for the growing pool of investors, financial advisors, companies,
and academics seeking information on sustainable investing and ESG
reporting, this edited book covers the latest trends, tools, and
thinking. It showcases the work of authors from leading companies
and academic institutions across a range of vital topics such as
financial disclosure, portfolio assessment, ESG metrics
construction, and law as well as regulation. Readers of the book
will be better able to identify and address the hurdles to moving
mainstream capital toward more sustainable companies, investments,
and projects.
Dieses Buch gibt Banken und anderen Finanzdienstleistern praxisnahe
Hilfestellung bei der Digitalisierung von Arbeitsablaufen und
Geschaftsstrukturen. Es spricht also insbesondere Praktiker an.
Egal ob Geschaftsfuhrer, Vorstand oder Abteilungsleiter, ob "alter
Hase" oder Quereinsteiger. Mithilfe der zahlreichen praxisnahen
Profi-Tipps und konkreten Umsetzungsbeispiele wird der
Praxistransfer erleichtert. Denn die Digitalisierung muss
individuell auf die jeweiligen Unternehmensbedurfnisse
zugeschnitten sein. Es gibt keine Loesung von der Stange. Vielmehr
ist es das Zusammenspiel von Technologie, Unternehmenskultur und
strategischer Zielrichtung, das erfolgsentscheidend ist. Wenn nur
einer der zahlreichen Praxistipps umgesetzt werden kann, hat sich
die Lekture des Buchs bereits gelohnt. Das Buch ist brandaktuell
und kann sowohl insgesamt als auch selektiv, abschnittsweise
gelesen werden. Es ist eine Mischung aus Fachbuch und praxisnahem
Umsetzungsnachschlagewerk mit vielen To-do- und Check-Listen.
The investment industry is increasingly a global business. This is
partly due to the needs of multinational corporations to obtain
financing in more than one nation. Cross-border investments and
acquisitions continue at a rapid pace. The asset management
business is becoming larger, more complex and more competitive,
while hedge funds and private equity dominate large portions of the
industry. This carefully-researched book is a complete investments,
securities and asset management market research and business
intelligence tool--everything you need to know about the business
of investments, including: investment banking, stock brokers,
discount brokers, online trading, trends in financial information
technologies, asset management, stock ownership by individuals and
households, 401(k)s and pension plans, mutual funds, ETFs, ECNs and
exchanges. The book includes vital industry statistics; a glossary;
industry contacts such as industry associations and government
agencies; and our profiles of 350 leading global firms in the
investment and asset management business, both public and private.
You'll find a complete overview, industry analysis and market
research report in one superb, value-priced package.
Praise for LEARNING PRACTICAL FINTECH FROM SUCCESSFUL COMPANIES
"Throughout my career I've seen the world of finance transformed by
technology, from the earliest days of online lending to the current
innovations happening with blockchain and cryptocurrency. I believe
we're at a critical point in history where a new Internet of Value
is starting to emerge, and I'm excited to see so many talented
entrepreneurs tackling problems in global finance today." CHRIS
LARSEN, Cofounder and Executive Chairman of Ripple "Blockchain
technology is changing the way the world does business. This book
offers an inside look at how institutions from all corners of
financial services and other areas of commerce are collaborating
with software firms like R3 to re- engineer the infrastructure that
enables money, goods, and information to flow around the globe."
DAVID RUTTER, Founder, Chief Executive Officer of R3 "When we think
about FinTech, we often think about New York, Silicon Valley, and
London, but this book tackles the awakening dragon that is Asian
FinTech. Do yourself a huge favor and read this book. Asia is where
the real FinTech evolution is happening." BRETT KING, Author of
Augmented and BANK 4.0, Host of the Breaking Banks Radio Show,
Founder of Moven
The dramatic story of the last fifty years of the Speyer banking
dynasty, a Jewish family of German descent, is surprisingly little
known today, yet at the turn of the 20th century, Speyer was the
third largest investment banking firm in the United States, behind
only Morgan and Kuhn, Loeb. It had branches in London, Frankfurt
and New York, and the projects it financed included the Southern
Pacific Railroad, the London Underground and the infrastructure of
the new Cuban republic. Later, it was the first major banking firm
to finance Germany's Weimar Republic, as well as providing League
of Nations loans to Hungary, Greece and Bulgaria. Yet, the firm was
doomed by the nationalist passions aroused by World War I. Its
English partner was denaturalised and exiled; its American partner
enjoyed reduced standing because of his connection to Germany; and
the Frankfurt branch closed with the coming of the Third Reich, its
German partner fleeing into exile. The firm was dissolved in 1939,
a surprisingly anticlimactic end to one of the great international
banking companies of modern times. George W. Liebmann here tells
the story of the firm and the family - shedding new light on the
protagonists of a remarkable dynasty, who came undone in the
dramatic years of the early 20th century.
|
|