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Books > Business & Economics > Industry & industrial studies > Service industries > Financial services industry
Technological innovations in the banking sector have provided
numerous benefits to customers and banks alike; however, the use of
e-banking increases vulnerability to system attacks and threats,
making effective security measures more vital than ever. Online
Banking Security Measures and Data Protection is an authoritative
reference source for the latest scholarly material on the
challenges presented by the implementation of e-banking in
contemporary financial systems. Presenting emerging techniques to
secure these systems against potential threats and highlighting
theoretical foundations and real-world case studies, this book is
ideally designed for professionals, practitioners, upper-level
students, and technology developers interested in the latest
developments in e-banking security.
3-in-1: Governing a Global Financial Centre provides a
comprehensive understanding of Singapore's past development and
future success as a global financial centre. It focuses on three
transformational processes that have determined the city-state's
financial sector development and governance - globalisation,
financialisation, and centralisation - and their impacts across
three areas: the economy, governance, and technology. More
importantly, this book takes a multidimensional approach by
considering the inter-related and interdependent nature of these
three transformational processes. Just like the 3-in-1 coffee mix
that is such an ubiquitous feature of everyday life in Singapore,
the individual ingredients of Singapore's success as a global
financial centre do not act alone, but as an integrated whole that
manifests itself in one final product: the global financial centre.
Insurance and risk management make up an immense, complex global
industry, one which is constantly changing. Competition continues
to heat up as mergers and acquisitions create international
mega-firms. As the insurance industry grows more global,
underwriters see huge potential in China, the world's
fastest-growing business market, as well as India, Indonesia,
Africa and other emerging markets. Specialty insurance is creating
high profits. Meanwhile, technology is making back-office tasks
easier and more efficient, while direct selling and e-commerce are
changing the shape of the insurance industry. This
carefully-researched book is a complete insurance market research
and business intelligence tool - everything you need to know about
the business of insurance and risk management. The book includes
our analysis of insurance and risk management industry trends;
dozens of statistical tables; an industry glossary; a database of
industry associations and professional organizations; and our
in-depth profiles of more than 300 of the world's leading insurance
companies, both in the U.S. and abroad. You'll find a complete
overview, industry analysis and market research report in one
superb, value-priced package.
We are constantly being told that we are on the cusp of a cashless
society. The financial services industry would certainly like to
see it that way. We are being enticed with contactless cards,
mobile phone payment apps, and methods of bank transfer: all,
apparently, for our convenience. But as Ross Clark argues in this
compelling new book, it is not in our interests to surrender the
right to use cash. Commercial interests want us to pay
electronically in order to collect valuable data on our spending
habits, while governments would love us to move to cashless
payments in order to control the economy in ways which suit it, not
us. If we choose to pay electronically, that is one thing, but we
will regret it if we do not defend the right to pay with cash.
Calling for more cooperation between China and the west, this new
book by noted author and educator Cary Krosinsky provides readers
with an on-the-ground perspective of what's really happening in
China today on the back of its recent economic rise, its desire and
need to solve environmental challenges and the new positive dynamic
created by its need for foreign capital. In doing so, Krosinsky and
his colleagues from the Sustainable Finance Institute and Brown
University highlight how China has recaptured its role as a leader
in innovation, arguing that current approaches to the relationship
hinder global progress on issues such as climate change,
inequality, air pollution, food integrity and water security and
pushes back on confrontational approaches and attempts to clarify
misperceptions about contemporary China. China's recent rise
includes becoming a global leader on green policy and green
finance, as it is increasingly leading the way towards
modernization through innovation strategies focused on
infrastructure, education, healthcare and aspects of clean energy
technology, leading to opportunities across private equity, venture
capital and green bonds. This creates an exciting opportunity for
positive change, with environmental challenges becoming more
salient to its own population, adding pressure on the government to
provide solutions. China changes faster than any country in the
world, creating an opportunity for meaningful, ongoing, positive
transitions. Modern China is a call for more cooperation, and makes
a clear, cogent case for collaboration in the face of current
confrontational approaches. At the same time, dire environmental
and social circumstances require an all-hands-on-deck approach.
This book provides specific examples of what's working and what's
needed to compete and thrive in this new paradigm through trusted
relationships placed front and center for the future of economies
and the betterment of global society.
During the past year, the Consumer Financial Protection Bureau
(CFPB) has engaged in an in-depth review of short-term small dollar
loans, specifically payday loans extended by non-depository
institutions and deposit advance products offered by a small, but
growing, number of depository institutions to their deposit account
customers. This review began with a field hearing held in
Birmingham, Alabama in January 2012. At that event, CFPB Director
Richard Cordray noted that "the purpose of the field hearing, and
the purpose of all our research and analysis and outreach on these
issues, is to help us figure out how to determine the right
approach to protect consumers and ensure that they have access to a
small loan market that is fair, transparent, and competitive."
Director Cordray went on to state that "through forums like this
and through our supervision program, we will systematically gather
data to get a complete picture of the payday market and its impact
on consumers," including how consumers "are affected by long-term
use of these products."
The May 2014 National Climate Assessment indicates that the
frequency and/or severity of many weather and climate extremes may
increase with climate change. Public and private property insurers
can bear a large portion of the financial impact of such
weather-related losses. In the public sector, federal insurance
includes NFIP, managed by FEMA, and the federal crop insurance
program, managed by RMA. This book examines how federal and private
exposure to losses has changed since GAO's 2007 report on the
subject, and what is known about how climate change may affect
insured and uninsured losses; how public insurers are preparing for
climate change, and any challenges they face; and how private
insurers are preparing for climate change and any challenges they
face.
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