A compendium of opinion on the causes of, effects of, and solutions to the global financial crisis of 2008-2009.

Money is a fascinating symbol, because it's the premier unit of exchange of goods and services. Even mundane decisions like choosing between driving or taking a bus to work, getting a credit card, or buying a new or used car are decisions about money. To stay in the game we are always looking for ways to expand our assets - which leads us to search for the best ways to save for college; raise money to start a business; or put something aside for retirement. Other ways of making our money work for us are learning about investing in securities; knowing how to buy a home without going broke; taking good care of ourselves to stay healthy, and being conscious of what we spend on our commutes. All these money matters are dissected in Easy Money. This book is a warehouse of financial information. We live in an information age. Those who take the time to acquire the right information will continue to gain ground, and are well in their way to phenomenal prosperity.

Study & Master Life Sciences Grade 11 2nd Edition has been developed with the help of practising teachers and covers all the requirements of the latest version of the National Curriculum Statement for Life Sciences. Special features: module openers, which clearly explain to the learner the outcomes for that module boxes listing key concepts which assist learners whose home language may not be English, to deal with new terms investigations, in which learners solve problems, design solutions, set up tests and controls, and record their results assessment activities, ensuring continuous self-, peer and group assessment case studies and projects, which deal with issues related to the real world, and move learners beyond the confines of the classroom Teacher's Guide include: a learning programme, detailed work schedule and a year plan to facilitate effortless planning a full overview of the National Curriculum Statement"

It's no surprise that a record number of Americans are declaring bankruptcy while consumer debt and foreclosures are at an all time high. Many adults simply don't have the basic financial knowledge to safely navigate today's environment of predatory lending, identity theft, and nonstop consumer marketing. What's more, they don't know how to leverage to their advantage the valuable financial tools they do have. "The High School Graduate's Guide to Financial Intelligence" teaches young adults important lessons in personal finance that they likely aren't learning at home or in school. Armed with this information, they will be better prepared to achieve their financial goals while avoiding common pitfalls.

"Kids Finance 101 "

"Kids Finance 101 " is an outstanding book, designed to assist parents towards becoming more effective financial mentors for their children.

"Save when you are young, so that you can enjoy riches when you're older." -Mark, Age 16

This Book Will Teach Parents & Children How To: 1. Become Financially Responsible 2. Establish a Kids Financial Portfolio with Allowance Money 3. Prepare a Simple Kids Budget 4. Invest Wisely 5. Save for College

Author, teacher and motivational speaker, Yvonne Brooks is the founder of the Brooks & Brooks Foundation, a non-profit organization that provides a series of leadership and financial education programs for children and their parents.

OBE for FET Consumer Studies equips learners to become responsible consumers who are aware of their rights and expect and insist on service and product excellence. It also empowers them to become entrepreneurs who produce and market their own goods. Four modules cover the three prescribed areas: Food and Nutrition, Clothing, and Housing and Furnishing, allowing learners to make an informed choice about the area in which they could specialise and pursue a career. Learners find out about the rights and responsibilities of the consumer through focused activities and research projects. The series seeks to educate learners to generally uplift and streamline their home and community environments. At the same time it promotes attitudes that respect human rights and inclusivity, as well as conservation of the environment.